:root {
  --navy: #252525;
  --navy-2: #1f1f1f;
  --navy-3: #2e2e2e;
  --blue: #3a3a3a;
  --gold: #f4c84a;
  --paper: #252525;
  --line: rgba(255, 255, 255, 0.1);
  --muted: rgba(255, 255, 255, 0.62);
  --text: rgba(255, 255, 255, 0.88);
  --card: #303030;
  --radius-lg: 20px;
  --radius-md: 14px;
  --page-side-space: clamp(22px, 8vw, 110px);
  --hero-top-offset: clamp(140px, 19vh, 190px);
  --hero-bottom-space: clamp(42px, 6vw, 78px);
  --hero-lead-gap: 22px;
  --hero-text-width: min(900px, 100%);
  --hero-copy-window: min(650px, 100%);
}

* {
  box-sizing: border-box;
}

html {
  hyphens: manual;
  -webkit-hyphens: manual;
  hyphenate-limit-chars: 8 4 4;
  scroll-behavior: smooth;
  scroll-padding-top: 88px;
}

body {
  background: var(--navy);
  color: var(--text);
  font-family: -apple-system, BlinkMacSystemFont, "SF Pro Text", "Helvetica Neue", Arial, sans-serif;
  letter-spacing: 0;
  margin: 0;
  overflow-x: hidden;
  hyphens: manual;
  -webkit-hyphens: manual;
  hyphenate-limit-chars: 8 4 4;
  overflow-wrap: normal;
  word-break: normal;
}

h1,
h2,
h3,
h4,
p,
li,
small,
strong,
label,
legend {
  hyphens: manual;
  -webkit-hyphens: manual;
  hyphenate-limit-chars: 8 4 4;
  overflow-wrap: normal;
  word-break: normal;
}

a,
button,
input,
select,
textarea,
.brand,
.site-nav,
.btn,
.header-cta,
.language-switch {
  hyphens: manual;
  -webkit-hyphens: manual;
  overflow-wrap: normal;
  word-break: normal;
}

section {
  scroll-margin-top: 88px;
}

img {
  height: auto;
  max-width: 100%;
}

a {
  color: inherit;
}

.site-header {
  align-items: center;
  background: transparent;
  border: 1px solid transparent;
  border-radius: 8px;
  display: grid;
  gap: 22px;
  grid-template-columns: 1fr auto 1fr;
  left: clamp(16px, 4vw, 56px);
  opacity: 1;
  padding: 10px 14px 10px 16px;
  pointer-events: auto;
  position: fixed;
  right: clamp(16px, 4vw, 56px);
  top: 16px;
  transform: translateY(0);
  transition: background 0.3s ease, border-color 0.3s ease, box-shadow 0.3s ease, backdrop-filter 0.3s ease;
  z-index: 20;
}

.site-header.is-visible {
  background: rgba(37, 37, 37, 0.72);
  backdrop-filter: blur(24px) saturate(1.2);
  border-color: rgba(255, 255, 255, 0.16);
  box-shadow: 0 20px 60px rgba(0, 0, 0, 0.18);
}

.site-header--yellow.is-visible {
  background: rgba(244, 200, 74, 0.92);
  border-color: rgba(244, 200, 74, 0.95);
  box-shadow: 0 20px 60px rgba(0, 0, 0, 0.2);
}

.site-header--yellow .brand,
.site-header--yellow .site-nav a {
  color: var(--navy);
  text-shadow: none;
}

.site-header--yellow .brand small {
  color: rgba(37, 37, 37, 0.68);
}

.site-header--yellow .site-nav a:hover {
  color: #000;
}

.site-header--yellow .header-cta {
  background: var(--navy);
  color: var(--gold);
}

.site-header--yellow .language-switch {
  background: rgba(37, 37, 37, 0.12);
  border-color: rgba(37, 37, 37, 0.22);
  color: var(--navy);
}

.site-header--yellow .nav-toggle {
  background: rgba(37, 37, 37, 0.12);
  border-color: rgba(37, 37, 37, 0.22);
}

.site-header--yellow .nav-toggle span {
  background: var(--navy);
}

.brand,
.site-nav a,
.header-cta,
.btn,
.service-card a {
  text-decoration: none;
}

.brand {
  align-items: center;
  color: #fff;
  display: inline-flex;
  gap: 10px;
  font-size: clamp(16px, 1.05vw + 8px, 18px);
  font-weight: 750;
  line-height: 1;
  min-width: 0;
  text-shadow: 0 1px 16px rgba(0, 0, 0, 0.35);
  white-space: nowrap;
}

.brand-text {
  color: var(--gold);
}

.brand small {
  color: rgba(255, 255, 255, 0.7);
  display: block;
  font-size: clamp(9px, 0.45vw + 7px, 11px);
  font-weight: 650;
  margin-top: 4px;
  white-space: nowrap;
}

.brand-mark {
  align-items: center;
  background: transparent;
  color: inherit;
  display: grid;
  height: 42px;
  place-items: center;
  width: 42px;
}

.brand-mark img {
  display: block;
  height: 100%;
  width: 100%;
}

.site-nav {
  display: grid;
  gap: 26px;
  grid-template-columns: 132px 72px 96px;
  justify-items: start;
}

.site-nav a {
  color: rgba(255, 255, 255, 0.72);
  font-size: 13px;
  font-weight: 650;
  text-shadow: 0 1px 14px rgba(0, 0, 0, 0.32);
  white-space: nowrap;
  width: 100%;
}

.site-nav a:nth-child(1) {
  text-align: right;
}

.site-nav a:nth-child(2) {
  text-align: center;
}

.site-nav a:nth-child(3) {
  text-align: left;
}

.site-nav a:hover {
  color: #fff;
}

.site-nav a[aria-current="page"] {
  color: #fff;
  font-weight: 760;
  position: relative;
}

.site-header .site-nav a[aria-current="page"] {
  color: #fff;
}

.header-actions {
  align-items: center;
  display: flex;
  gap: 10px;
  justify-self: end;
}

.header-cta {
  align-items: center;
  background: var(--gold);
  border-radius: 8px;
  color: var(--navy);
  display: inline-flex;
  font-size: 13px;
  font-weight: 850;
  justify-content: center;
  padding: 11px 16px;
  white-space: nowrap;
  width: 154px;
}

.language-switch {
  align-items: center;
  background: rgba(255, 255, 255, 0.1);
  border: 1px solid rgba(255, 255, 255, 0.16);
  border-radius: 8px;
  color: #fff;
  cursor: pointer;
  display: inline-flex;
  font: inherit;
  font-size: 13px;
  font-weight: 850;
  justify-content: center;
  min-height: 38px;
  padding: 0 12px;
  user-select: none;
  width: 38px;
}

.language-switch:focus-visible {
  box-shadow: 0 0 0 3px rgba(244, 200, 74, 0.34);
  outline: none;
}

.nav-toggle {
  background: rgba(255, 255, 255, 0.1);
  border: 1px solid rgba(255, 255, 255, 0.16);
  border-radius: 8px;
  display: none;
  height: 38px;
  padding: 0;
  width: 38px;
}

.nav-toggle span {
  background: #fff;
  display: block;
  height: 2px;
  margin: 6px auto;
  width: 22px;
}

.hero {
  background: var(--navy);
  min-height: 100vh;
  overflow: hidden;
  position: relative;
}

.hero-media {
  background-image: url("/assets/img/external/home-hero-water.jpg");
  background-position: center;
  background-size: cover;
  inset: 0;
  position: absolute;
}

.hero-shade {
  background: linear-gradient(
    90deg,
    rgba(37, 37, 37, 0.92),
    rgba(37, 37, 37, 0.56) 52%,
    rgba(37, 37, 37, 0.12)
  );
  inset: 0;
  position: absolute;
}

.hero-content {
  color: #fff;
  max-width: none;
  padding: var(--hero-top-offset) var(--page-side-space) 72px;
  position: relative;
  z-index: 1;
}

.eyebrow {
  color: var(--gold);
  font-size: 12px;
  font-weight: 850;
  letter-spacing: 0.16em;
  margin: 0 0 16px;
  text-transform: uppercase;
}

h1,
h2,
h3 {
  font-family: -apple-system, BlinkMacSystemFont, "SF Pro Display", "Helvetica Neue", Arial, sans-serif;
  letter-spacing: 0;
  margin: 0;
}

h1 {
  color: #fff;
  font-size: clamp(42px, 7vw, 92px);
  font-weight: 760;
  line-height: 1.04;
  max-width: var(--hero-text-width);
}

.hero .eyebrow,
.damage-page .damage-page-section > div > .eyebrow {
  font-size: 12px;
  font-weight: 850;
  letter-spacing: 0.16em;
  line-height: 1.2;
  margin: 0 0 16px;
  text-transform: uppercase;
}

.hero h1,
.damage-page .damage-page-section h1,
.insurance-hero h1,
.service-hero h1,
.about-hero h1,
.request-hero h1 {
  font-size: clamp(42px, 7vw, 92px);
  font-weight: 760;
  line-height: 1.04;
  max-width: var(--hero-copy-window);
}

.insurance-hero h1,
.service-hero h1,
.about-hero h1,
.request-hero h1 {
  margin-top: 1px !important;
}

.lead {
  color: rgba(255, 255, 255, 0.78);
  font-size: clamp(18px, 2vw, 24px);
  line-height: 1.45;
  margin: var(--hero-lead-gap) 0 0;
  max-width: var(--hero-copy-window);
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  margin-top: 34px;
}

.btn {
  align-items: center;
  border-radius: 8px;
  display: inline-flex;
  font-size: 15px;
  font-weight: 850;
  justify-content: center;
  min-height: 48px;
  padding: 0 22px;
}

.btn-primary {
  background: var(--gold);
  color: var(--navy);
}

.btn-secondary {
  background: rgba(255, 255, 255, 0.13);
  border: 1px solid rgba(255, 255, 255, 0.2);
  color: #fff;
}

.btn-dark {
  background: var(--navy);
  color: #fff;
  white-space: nowrap;
}

.trust-strip {
  background: var(--navy);
  color: #fff;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  padding: 0 clamp(22px, 8vw, 110px) 42px;
}

.trust-strip div {
  border-top: 1px solid rgba(255, 255, 255, 0.16);
  padding-top: 26px;
}

.trust-strip strong {
  display: block;
  font-size: clamp(34px, 4vw, 54px);
  line-height: 1;
}

.trust-strip span {
  color: rgba(255, 255, 255, 0.68);
  display: block;
  margin-top: 8px;
}

.section,
.split-section,
.damage-section,
.contact-section {
  padding: clamp(72px, 9vw, 120px) clamp(22px, 8vw, 110px);
}

.section {
  background: var(--navy);
}

main#start > .section {
  position: relative;
}

main#start > .section::before,
main#start > .section::after {
  background: rgba(255, 255, 255, 0.1);
  content: "";
  height: 1px;
  left: clamp(22px, 8vw, 110px);
  position: absolute;
  right: clamp(22px, 8vw, 110px);
}

main#start > .section::before {
  top: 0;
}

main#start > .section::after {
  bottom: clamp(34px, 5vw, 58px);
}

.section-head {
  margin: 0 auto 52px;
  max-width: 720px;
  text-align: center;
}

h2 {
  color: #fff;
  font-size: clamp(36px, 5vw, 68px);
  font-weight: 760;
  line-height: 1.04;
}

.section-head p:not(.eyebrow),
.split-copy p,
.damage-section p,
.contact-intro p {
  color: var(--muted);
  font-size: 18px;
  line-height: 1.65;
  margin: 18px 0 0;
}

.story-row {
  align-items: stretch;
  display: flex;
  gap: 24px;
  margin-left: calc(clamp(22px, 8vw, 110px) * -1);
  margin-right: calc(clamp(22px, 8vw, 110px) * -1);
  overflow-x: auto;
  overflow-y: visible;
  padding: 8px clamp(22px, 8vw, 110px) 18px;
  scroll-padding-inline: clamp(22px, 8vw, 110px);
  scroll-snap-type: x proximity;
  scrollbar-width: none;
  -ms-overflow-style: none;
  touch-action: pan-x pan-y;
}

.story-row::-webkit-scrollbar {
  display: none;
}

.service-card {
  background: var(--card);
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
  box-shadow: none;
  display: flex;
  flex-direction: column;
  flex: 0 0 clamp(300px, 28vw, 420px);
  min-width: 0;
  overflow: hidden;
  scroll-snap-align: start;
  transition: border-color 0.25s ease, transform 0.25s ease;
}

.service-card:hover {
  border-color: rgba(244, 200, 74, 0.35);
  transform: translateY(-4px);
}

.service-card img {
  aspect-ratio: 1.05;
  border-radius: 0;
  display: block;
  height: clamp(286px, 26.7vw, 400px);
  object-fit: cover;
  width: 100%;
}

.service-card div {
  display: flex;
  flex: 1;
  flex-direction: column;
  padding: 22px 24px 26px;
}

.service-card h3 {
  color: #fff;
  font-size: clamp(22px, 2vw, 28px);
  height: calc(2em * 1.12);
  line-height: 1.12;
  margin: 0 0 10px;
  overflow: hidden;
}

.service-card p {
  color: var(--muted);
  font-size: clamp(16px, 1.4vw, 19px);
  height: calc(4em * 1.45);
  line-height: 1.45;
  margin: 0 0 20px;
  overflow: hidden;
}

.service-card a {
  align-items: flex-end;
  color: var(--gold);
  display: inline-flex;
  font-size: clamp(15px, 1.25vw, 17px);
  font-weight: 850;
  line-height: 1.25;
  margin-top: auto;
  min-height: 2.5em;
}

.service-card a:hover {
  color: #ffe07a;
}

.advice-callout {
  align-items: end;
  background:
    linear-gradient(135deg, rgba(244, 200, 74, 0.1), transparent 34%),
    linear-gradient(145deg, rgba(255, 255, 255, 0.06), rgba(255, 255, 255, 0.025));
  border: 1px solid rgba(255, 255, 255, 0.1);
  border-radius: var(--radius-lg);
  display: grid;
  gap: clamp(28px, 5vw, 70px);
  grid-template-columns: minmax(0, 0.95fr) minmax(280px, 0.72fr);
  margin: 0 clamp(22px, 8vw, 110px) clamp(34px, 5vw, 56px);
  overflow: hidden;
  padding: clamp(21px, 3.75vw, 42px) clamp(28px, 5vw, 56px);
  position: relative;
}

.advice-callout::before {
  background: var(--gold);
  content: "";
  height: 4px;
  left: 0;
  position: absolute;
  right: 0;
  top: 0;
}

.advice-callout h2 {
  margin: 0;
  max-width: 820px;
}

.advice-callout > div:first-child {
  align-self: start;
}

.advice-callout p:not(.eyebrow) {
  color: var(--muted);
  font-size: clamp(17px, 1.5vw, 21px);
  line-height: 1.58;
  margin: 22px 0 0;
  max-width: 760px;
}

.advice-contact {
  align-items: stretch;
  display: grid;
  gap: 12px;
  grid-template-columns: 1fr;
  margin-top: clamp(18px, 3vw, 28px);
  max-width: 520px;
}

.advice-callout .advice-contact-intro {
  color: rgba(255, 255, 255, 0.72);
  font-size: clamp(16px, 1.3vw, 18px);
  grid-column: 1 / -1;
  line-height: 1.5;
  margin: 0;
  max-width: 760px;
}

.advice-call-button {
  align-items: center;
  align-self: stretch;
  background: var(--gold);
  border-radius: 8px;
  color: var(--navy);
  display: inline-flex;
  font-size: clamp(13px, 1.12vw, 16px);
  font-weight: 850;
  justify-content: center;
  line-height: 1.1;
  min-height: 58px;
  padding: 0 clamp(14px, 2vw, 24px);
  text-decoration: none;
  white-space: nowrap;
}

.advice-next-button {
  align-items: center;
  align-self: stretch;
  background: var(--gold);
  border: 1px solid var(--gold);
  border-radius: 8px;
  color: var(--navy);
  display: inline-flex;
  font-size: clamp(13px, 1.12vw, 16px);
  font-weight: 850;
  justify-content: center;
  line-height: 1.1;
  min-height: 58px;
  padding: 0 clamp(18px, 2.2vw, 28px);
  text-align: center;
  text-decoration: none;
  transition: transform 0.22s ease, background 0.22s ease, border-color 0.22s ease, color 0.22s ease;
  white-space: nowrap;
}

.advice-next-button span {
  color: inherit;
}

.advice-next-button:hover {
  background: #ffd65a;
  border-color: #ffd65a;
  transform: translateY(-2px);
}

.advice-call-button:focus-visible,
.advice-next-button:focus-visible {
  box-shadow: 0 0 0 3px rgba(244, 200, 74, 0.34);
  outline: none;
}

.callback-form {
  background: rgba(255, 255, 255, 0.07);
  border: 2px solid rgba(255, 255, 255, 0.12);
  border-radius: 8px;
  display: grid;
  gap: 0;
  grid-template-columns: minmax(0, 1fr) minmax(0, 1fr) minmax(150px, 0.92fr);
  padding: 0;
  overflow: hidden;
}

.callback-form label {
  display: block;
  min-width: 0;
  position: relative;
}

.callback-form label::after {
  background: rgba(255, 255, 255, 0.16);
  bottom: 9px;
  content: "";
  position: absolute;
  right: 0;
  top: 9px;
  width: 1px;
}

.callback-form label span {
  clip: rect(0 0 0 0);
  clip-path: inset(50%);
  height: 1px;
  overflow: hidden;
  position: absolute;
  white-space: nowrap;
  width: 1px;
}

.callback-form input {
  appearance: none;
  background: transparent;
  border: 0;
  border-radius: 0;
  color: #fff;
  font: inherit;
  font-size: clamp(14px, 1.2vw, 18px);
  font-weight: 800;
  min-height: 54px;
  padding: 0 clamp(11px, 1.5vw, 18px);
  width: 100%;
}

.callback-form input::placeholder {
  color: rgba(255, 255, 255, 0.42);
}

.callback-form input:focus {
  outline: none;
}

.callback-form button {
  align-self: stretch;
  background: #fff;
  border: 0;
  border-radius: 0;
  color: var(--navy);
  cursor: pointer;
  font: inherit;
  font-size: clamp(13px, 1.12vw, 16px);
  font-weight: 850;
  line-height: 1.1;
  min-height: 54px;
  padding: 0 clamp(14px, 2vw, 24px);
  white-space: nowrap;
}

.advice-callout .callback-note {
  color: rgba(255, 255, 255, 0.58);
  font-size: 13px;
  grid-column: 1 / -1;
  line-height: 1.35;
  margin: 0;
  max-width: none;
}

.advice-symbols {
  display: grid;
  gap: 12px;
}

.advice-symbol-link {
  color: inherit;
  display: block;
  text-decoration: none;
}

.advice-symbol-link,
.advice-symbol-link:hover,
.advice-symbol-link:focus-visible {
  text-decoration: none;
}

.advice-symbol-link article {
  cursor: pointer;
}

.advice-symbols article {
  align-items: center;
  background: rgba(255, 255, 255, 0.045);
  border: 1px solid rgba(255, 255, 255, 0.1);
  border-radius: var(--radius-md);
  display: grid;
  column-gap: 14px;
  row-gap: 6px;
  grid-template-columns: 52px minmax(0, 1fr);
  overflow: hidden;
  padding: 18px;
  position: relative;
  transition:
    background 220ms ease,
    border-color 220ms ease,
    transform 220ms ease;
}

.advice-symbols article::before {
  background: var(--gold);
  content: "";
  height: 100%;
  left: 0;
  opacity: 0.9;
  position: absolute;
  top: 0;
  width: 3px;
}

.advice-symbols article:hover {
  background: rgba(255, 255, 255, 0.07);
  border-color: rgba(244, 200, 74, 0.34);
  transform: translateY(-3px);
}

.advice-symbols svg {
  background: rgba(244, 200, 74, 0.08);
  border: 1px solid rgba(244, 200, 74, 0.24);
  border-radius: 14px;
  grid-row: 1;
  padding: 10px;
  width: 52px;
}

.advice-symbols path,
.advice-symbols circle {
  fill: none;
  stroke: var(--gold);
  stroke-linecap: round;
  stroke-linejoin: round;
  stroke-width: 4;
}

.advice-symbols h3 {
  align-items: center;
  color: #fff;
  display: inline-flex;
  font-size: clamp(17px, 1.5vw, 21px);
  gap: 9px;
  line-height: 1.15;
  margin: 0;
}

.advice-symbol-link h3::after {
  border-right: 2px solid var(--gold);
  border-top: 2px solid var(--gold);
  content: "";
  height: 8px;
  transform: rotate(45deg);
  width: 8px;
}

.advice-symbols p {
  color: var(--muted);
  font-size: 15px;
  grid-column: 2;
  line-height: 1.45;
  margin: 0;
}

.faq-section {
  background: var(--navy);
  padding: clamp(20px, 4vw, 56px) clamp(22px, 8vw, 110px) clamp(72px, 9vw, 120px);
  position: relative;
}

.faq-section::before {
  background: rgba(255, 255, 255, 0.1);
  content: "";
  height: 1px;
  left: clamp(22px, 8vw, 110px);
  position: absolute;
  right: clamp(22px, 8vw, 110px);
  top: 0;
}

.faq-head {
  margin-bottom: clamp(28px, 4vw, 48px);
  max-width: 820px;
}

.faq-head h2 {
  margin: 0;
}

.faq-list {
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  display: grid;
}

.faq-item {
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
  position: relative;
}

.faq-item::before {
  background: var(--gold);
  content: "";
  height: 1px;
  left: 0;
  position: absolute;
  top: -1px;
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 260ms ease;
  width: 100%;
}

.faq-item:hover,
.faq-item:focus-within {
  border-bottom-color: rgba(244, 200, 74, 0.4);
}

.faq-item:hover::before,
.faq-item:focus-within::before {
  transform: scaleX(1);
}

.faq-item summary {
  align-items: center;
  color: #fff;
  cursor: pointer;
  display: grid;
  font-size: clamp(19.8px, 2.7vw, 32.4px);
  font-weight: 620;
  gap: clamp(18px, 4vw, 46px);
  grid-template-columns: 60px minmax(0, 1fr) auto;
  line-height: 1.12;
  list-style: none;
  outline: none;
  padding: clamp(24px, 4vw, 38px) 0;
  position: relative;
}

.faq-item summary::-webkit-details-marker {
  display: none;
}

.faq-item summary > span:first-child {
  color: var(--gold);
  font-size: 14px;
  font-weight: 760;
  letter-spacing: 0.16em;
}

.faq-item summary::after {
  color: var(--gold);
  content: "+";
  font-size: 30px;
  font-weight: 500;
  line-height: 1;
}

.faq-item[open] summary::after {
  content: "-";
}

.faq-item summary:focus-visible {
  box-shadow: 0 0 0 3px rgba(244, 200, 74, 0.34);
  border-radius: 8px;
}

.faq-item > div {
  color: var(--muted);
  font-size: clamp(16px, 1.45vw, 20px);
  line-height: 1.6;
  max-width: 840px;
  padding: 0 0 clamp(26px, 4vw, 38px) calc(60px + clamp(18px, 4vw, 46px));
}

.faq-item p {
  margin: 0;
}

.faq-item a {
  color: var(--gold);
  display: inline-flex;
  font-weight: 850;
  margin-top: 14px;
  text-decoration: none;
}

.faq-item a:hover {
  color: #ffe07a;
}

.calculator-template {
  background: var(--card);
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
  margin-top: clamp(48px, 7vw, 80px);
  overflow: hidden;
  padding: clamp(28px, 4vw, 42px);
}

.calculator-template-head {
  margin: 0 auto clamp(28px, 4vw, 40px);
  max-width: 760px;
  text-align: center;
}

.template-badge {
  background: rgba(244, 200, 74, 0.14);
  border: 1px solid rgba(244, 200, 74, 0.35);
  border-radius: 999px;
  color: var(--gold);
  display: inline-block;
  font-size: 11px;
  font-weight: 850;
  letter-spacing: 0.14em;
  margin-bottom: 16px;
  padding: 7px 14px;
  text-transform: uppercase;
}

.calculator-template-head h3 {
  color: #fff;
  font-size: clamp(28px, 4vw, 42px);
  font-weight: 760;
  line-height: 1.08;
  margin: 0;
}

.calculator-template-head p {
  color: var(--muted);
  font-size: 17px;
  line-height: 1.65;
  margin: 16px 0 0;
}

.calculator-template-grid {
  display: grid;
  gap: clamp(24px, 4vw, 32px);
  grid-template-columns: 1.05fr 0.95fr;
}

.calculator-form {
  background: rgba(0, 0, 0, 0.18);
  border: 1px solid var(--line);
  border-radius: var(--radius-md);
  display: grid;
  gap: 22px;
  padding: clamp(20px, 3vw, 28px);
}

.calculator-form fieldset {
  border: 0;
  display: grid;
  gap: 14px;
  grid-template-columns: 1fr 1fr;
  margin: 0;
  min-width: 0;
  padding: 0;
}

.calculator-form fieldset:first-of-type,
.calculator-form fieldset:nth-of-type(2) label,
.calculator-form fieldset:nth-of-type(3) .calculator-checks,
.calculator-form fieldset:nth-of-type(3) [data-kasko-region] {
  grid-column: 1 / -1;
}

.boat-type-toggle {
  display: grid;
  gap: 10px;
  grid-template-columns: 1fr 1fr;
}

.type-pill {
  align-items: center;
  background: rgba(255, 255, 255, 0.04);
  border: 1px solid var(--line);
  border-radius: 12px;
  color: rgba(255, 255, 255, 0.78);
  cursor: pointer;
  display: flex;
  font-size: 15px;
  font-weight: 750;
  gap: 10px;
  justify-content: center;
  min-height: 52px;
  padding: 12px 16px;
  transition: border-color 0.2s ease, background 0.2s ease, color 0.2s ease;
}

.type-pill input {
  accent-color: var(--gold);
}

.type-pill:has(input:checked) {
  background: rgba(244, 200, 74, 0.12);
  border-color: rgba(244, 200, 74, 0.45);
  color: #fff;
}

.calculator-form legend {
  color: var(--gold);
  font-size: 12px;
  font-weight: 850;
  grid-column: 1 / -1;
  letter-spacing: 0.12em;
  margin-bottom: 4px;
  text-transform: uppercase;
}

.calculator-form label {
  color: rgba(255, 255, 255, 0.74);
  display: grid;
  font-size: 13px;
  font-weight: 800;
  gap: 8px;
}

.calculator-form input,
.calculator-form select {
  appearance: none;
  background: rgba(255, 255, 255, 0.07);
  border: 1px solid rgba(255, 255, 255, 0.1);
  border-radius: 10px;
  color: #fff;
  font: inherit;
  min-height: 48px;
  padding: 13px 14px;
  width: 100%;
}

.calculator-form input::placeholder {
  color: rgba(255, 255, 255, 0.35);
}

.calculator-form input:focus,
.calculator-form select:focus {
  border-color: rgba(244, 200, 74, 0.5);
  outline: none;
}

.calculator-form select {
  background-image:
    linear-gradient(45deg, transparent 50%, var(--gold) 50%),
    linear-gradient(135deg, var(--gold) 50%, transparent 50%),
    linear-gradient(to bottom, rgba(244, 200, 74, 0.18), rgba(244, 200, 74, 0.18));
  background-position:
    calc(100% - 23px) 50%,
    calc(100% - 15px) 50%,
    calc(100% - 46px) 50%;
  background-repeat: no-repeat;
  background-size:
    8px 8px,
    8px 8px,
    1px 26px;
  color-scheme: dark;
  cursor: pointer;
  padding-right: 54px;
}

.calculator-form select option {
  background: #252525;
  color: #fff;
}

.calculator-form select option:checked {
  background: #3a3422;
  color: var(--gold);
}

.calculator-form input[type="number"] {
  cursor: text;
}

.calculator-checks {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
}

.calculator-checks-label {
  color: rgba(255, 255, 255, 0.74);
  font-size: 13px;
  font-weight: 800;
  width: 100%;
}

.check-pill {
  align-items: center;
  background: rgba(255, 255, 255, 0.04);
  border: 1px solid var(--line);
  border-radius: 999px;
  color: rgba(255, 255, 255, 0.72);
  cursor: pointer;
  display: inline-flex;
  font-size: 14px;
  font-weight: 750;
  gap: 8px;
  padding: 10px 14px;
  transition: border-color 0.2s ease, background 0.2s ease, color 0.2s ease;
}

.check-pill:has(input:checked) {
  background: rgba(244, 200, 74, 0.12);
  border-color: rgba(244, 200, 74, 0.45);
  color: #fff;
}

.check-pill input {
  accent-color: var(--gold);
  min-height: auto;
  width: auto;
}

.calculator-submit {
  width: 100%;
}

.calculator-error {
  color: #ffb4b4;
  font-size: 14px;
  font-weight: 700;
  margin: 0;
}

.calculator-result {
  background: rgba(0, 0, 0, 0.22);
  border: 1px solid var(--line);
  border-radius: var(--radius-md);
  display: grid;
  gap: 18px;
  padding: clamp(22px, 3vw, 30px);
}

.calculator-result-label {
  color: var(--gold);
  font-size: 12px;
  font-weight: 850;
  letter-spacing: 0.12em;
  margin: 0;
  text-transform: uppercase;
}

.calculator-price {
  align-items: baseline;
  display: flex;
  flex-wrap: wrap;
  gap: 8px 12px;
}

.calculator-price-from {
  color: var(--muted);
  font-size: 15px;
  font-weight: 700;
}

.calculator-price strong {
  color: #fff;
  font-size: clamp(36px, 5vw, 52px);
  font-weight: 760;
  line-height: 1;
}

.calculator-price-period {
  color: var(--muted);
  font-size: 14px;
  width: 100%;
}

.calculator-breakdown {
  border-top: 1px solid var(--line);
  list-style: none;
  margin: 0;
  padding: 18px 0 0;
}

.calculator-breakdown li {
  color: rgba(255, 255, 255, 0.78);
  display: flex;
  font-size: 15px;
  justify-content: space-between;
  padding: 10px 0;
}

.calculator-breakdown li + li {
  border-top: 1px solid rgba(255, 255, 255, 0.06);
}

.calculator-breakdown li.is-total {
  color: #fff;
  font-weight: 850;
  margin-top: 4px;
}

.calculator-breakdown li span:last-child {
  color: rgba(255, 255, 255, 0.88);
  font-variant-numeric: tabular-nums;
}

.calculator-breakdown li.is-hidden {
  display: none;
}

.calculator-note {
  color: var(--muted);
  font-size: 14px;
  line-height: 1.6;
  margin: 0;
}

.calculator-cta {
  width: 100%;
}

.calculator-template {
  background: #252525;
  border-color: rgba(255, 255, 255, 0.08);
  box-shadow: none;
}

.calculator-template-grid {
  align-items: start;
  display: grid;
  grid-template-columns: minmax(0, 1.08fr) minmax(300px, 0.72fr);
  max-width: 1180px;
  margin: 0 auto;
}

.calculator-template-grid:has(.calculator-result[hidden]) {
  grid-template-columns: minmax(0, 920px);
  justify-content: center;
}

.calculator-form {
  background: #2b2b2b;
  border-color: rgba(255, 255, 255, 0.08);
  border-radius: var(--radius-lg);
  box-shadow: inset 0 1px 0 rgba(255, 255, 255, 0.08);
  gap: 26px;
}

.calculator-wizard-steps {
  background: rgba(255, 255, 255, 0.045);
  border: 1px solid rgba(255, 255, 255, 0.08);
  border-radius: 12px;
  display: grid;
  gap: 10px;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  padding: 8px;
}

.calculator-wizard-steps button {
  align-items: center;
  background: rgba(255, 255, 255, 0.055);
  border: 1px solid rgba(255, 255, 255, 0.08);
  border-radius: 9px;
  color: rgba(255, 255, 255, 0.66);
  cursor: pointer;
  display: inline-flex;
  font: inherit;
  font-size: 14px;
  font-weight: 850;
  gap: 10px;
  justify-content: center;
  min-height: 48px;
  padding: 0 14px;
  transition: background 0.2s ease, border-color 0.2s ease, color 0.2s ease;
}

.calculator-wizard-steps button span:first-child {
  align-items: center;
  background: rgba(255, 255, 255, 0.12);
  border-radius: 999px;
  color: #fff;
  display: inline-flex;
  flex: 0 0 26px;
  height: 26px;
  justify-content: center;
  width: 26px;
}

.calculator-wizard-steps button.is-active {
  background: var(--gold);
  border-color: var(--gold);
  color: var(--navy);
}

.calculator-wizard-steps button.is-active span:first-child {
  background: var(--navy);
  color: #fff;
}

.calculator-wizard-steps button.is-complete {
  border-color: rgba(244, 200, 74, 0.38);
  color: rgba(255, 255, 255, 0.86);
}

.calculator-form-step {
  display: grid;
  gap: 18px;
}

.calculator-form-step[hidden] {
  display: none;
}

.insurance-finder-block {
  align-items: center;
  background:
    linear-gradient(135deg, rgba(255, 255, 255, 0.05), transparent 42%),
    #252525;
  border: 1px solid rgba(255, 255, 255, 0.08);
  border-radius: var(--radius-lg);
  display: grid;
  gap: clamp(24px, 5vw, 72px);
  grid-template-columns: minmax(0, 1fr) auto;
  margin-top: clamp(48px, 7vw, 80px);
  overflow: hidden;
  padding: clamp(28px, 4vw, 46px);
  position: relative;
}

.insurance-finder-block::before {
  background: linear-gradient(90deg, transparent, rgba(244, 200, 74, 0.9), transparent);
  content: "";
  height: 1px;
  left: -45%;
  position: absolute;
  right: auto;
  top: 0;
  width: 45%;
  animation: finderLine 4.8s ease-in-out infinite;
}

.insurance-finder-copy,
.insurance-finder-action {
  position: relative;
  z-index: 1;
}

.insurance-finder-block h3 {
  color: #fff;
  font-size: clamp(28px, 4vw, 44px);
  line-height: 1.06;
}

.insurance-finder-block p:not(.eyebrow) {
  color: var(--muted);
  font-size: 17px;
  line-height: 1.58;
  margin: 16px 0 0;
  max-width: 720px;
}

.insurance-finder-action {
  align-items: center;
  display: grid;
  gap: 18px;
  justify-items: end;
}

.finder-tags {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  justify-content: flex-end;
  max-width: 260px;
}

.finder-tags span {
  background: rgba(244, 200, 74, 0.1);
  border: 1px solid rgba(244, 200, 74, 0.22);
  border-radius: 999px;
  color: rgba(244, 200, 74, 0.86);
  font-size: 12px;
  font-weight: 780;
  padding: 8px 11px;
  transform: translateY(0);
  animation: finderTagFloat 4.2s ease-in-out infinite;
}

.finder-tags span:nth-child(2) {
  animation-delay: 0.55s;
}

.finder-tags span:nth-child(3) {
  animation-delay: 1.1s;
}

.insurance-finder-action .btn {
  box-shadow: 0 0 0 rgba(244, 200, 74, 0);
  animation: finderButtonPulse 4.8s ease-in-out infinite;
}

.calculator-form fieldset {
  background: rgba(0, 0, 0, 0.12);
  border: 1px solid rgba(255, 255, 255, 0.1);
  border-radius: var(--radius-md);
  padding: 18px;
}

@keyframes finderLine {
  0%,
  35% {
    transform: translateX(0);
    opacity: 0;
  }
  55% {
    opacity: 1;
  }
  100% {
    transform: translateX(320%);
    opacity: 0;
  }
}

@keyframes finderTagFloat {
  0%,
  100% {
    transform: translateY(0);
  }
  50% {
    transform: translateY(-5px);
  }
}

@keyframes finderButtonPulse {
  0%,
  100% {
    box-shadow: 0 0 0 rgba(244, 200, 74, 0);
  }
  50% {
    box-shadow: 0 0 34px rgba(244, 200, 74, 0.16);
  }
}

.type-pill,
.check-pill {
  background: rgba(255, 255, 255, 0.07);
  border-color: rgba(255, 255, 255, 0.13);
  box-shadow: inset 0 1px 0 rgba(255, 255, 255, 0.08);
}

.calculator-form input,
.calculator-form select {
  background: rgba(255, 255, 255, 0.1);
  border-color: rgba(255, 255, 255, 0.14);
  box-shadow: inset 0 1px 0 rgba(255, 255, 255, 0.06);
}

.calculator-form input:hover,
.calculator-form select:hover {
  border-color: rgba(255, 255, 255, 0.24);
}

.calculator-submit {
  justify-self: end;
  max-width: 260px;
}

.calculator-form .full,
.calculator-wide-check,
.calculator-error,
.calculator-step-actions {
  grid-column: 1 / -1;
}

.calculator-step-actions {
  display: flex;
  gap: 12px;
  justify-content: flex-end;
}

.calculator-step-actions button {
  align-items: center;
  background: var(--gold);
  border: 0;
  border-radius: 8px;
  color: var(--navy);
  cursor: pointer;
  display: inline-flex;
  font: inherit;
  font-weight: 850;
  justify-content: center;
  min-height: 52px;
  min-width: 160px;
  padding: 0 22px;
}

.calculator-step-actions button.secondary {
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.12);
  color: #fff;
}

.calculator-step-actions button[hidden] {
  display: none;
}

.calculator-wide-check {
  border-radius: 12px;
  justify-content: flex-start;
  width: 100%;
}

.calculator-result {
  position: sticky;
  top: 110px;
}

.split-section {
  align-items: start;
  background: var(--paper);
  display: grid;
  gap: clamp(34px, 8vw, 110px);
  grid-template-columns: 0.9fr 1.1fr;
}

.pill-list {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 26px;
}

.pill-list span {
  background: rgba(255, 255, 255, 0.05);
  border: 1px solid var(--line);
  border-radius: 999px;
  color: rgba(255, 255, 255, 0.88);
  font-weight: 750;
  padding: 12px 16px;
}

.damage-section {
  align-items: center;
  background: var(--gold);
  display: grid;
  gap: 30px;
  grid-template-columns: 1fr auto;
}

.damage-section h2 {
  color: var(--navy);
}

.damage-section .eyebrow {
  color: rgba(37, 37, 37, 0.72);
}

.damage-section p {
  color: rgba(37, 37, 37, 0.72);
  max-width: 760px;
}

.contact-section {
  background: var(--navy-2);
  color: #fff;
  display: grid;
  gap: clamp(34px, 8vw, 100px);
  grid-template-columns: 0.86fr 1.14fr;
}

.contact-section h2 {
  color: #fff;
}

.contact-intro p {
  color: rgba(255, 255, 255, 0.7);
}

.contact-form {
  background: rgba(255, 255, 255, 0.04);
  border: 1px solid rgba(255, 255, 255, 0.1);
  border-radius: var(--radius-lg);
  display: grid;
  gap: 14px;
  grid-template-columns: 1fr 1fr;
  padding: 22px;
}

.contact-form label {
  color: rgba(255, 255, 255, 0.74);
  display: grid;
  font-size: 13px;
  font-weight: 800;
  gap: 8px;
}

.contact-form .full {
  grid-column: 1 / -1;
}

.contact-form input,
.contact-form textarea {
  background: #fff;
  border: 0;
  border-radius: 8px;
  color: var(--navy);
  font: inherit;
  min-height: 48px;
  padding: 13px 14px;
  width: 100%;
}

.contact-form textarea {
  min-height: 118px;
  resize: vertical;
}

.contact-form button {
  background: var(--gold);
  border: 0;
  border-radius: 8px;
  color: var(--navy);
  cursor: pointer;
  font: inherit;
  font-weight: 850;
  grid-column: 1 / -1;
  min-height: 50px;
}

.site-footer {
  align-items: start;
  background: #252525;
  color: rgba(255, 255, 255, 0.72);
  display: grid;
  gap: clamp(36px, 5vw, 52px) clamp(28px, 4vw, 44px);
  grid-template-areas:
    "brand contact hours resources"
    "brand contact social social";
  grid-template-columns: minmax(220px, 1.05fr) minmax(240px, 1.05fr) minmax(160px, 0.85fr) minmax(150px, 0.8fr);
  padding: clamp(48px, 6vw, 72px) clamp(22px, 8vw, 120px) clamp(40px, 5vw, 56px);
  position: relative;
}

body:not(.damage-page) .site-footer::before {
  background: rgba(255, 255, 255, 0.1);
  content: "";
  height: 1px;
  left: clamp(22px, 8vw, 120px);
  position: absolute;
  right: clamp(22px, 8vw, 120px);
  top: 0;
}

.footer-brand-column {
  display: flex;
  flex-direction: column;
  gap: 16px;
  grid-area: brand;
}

.footer-brand {
  text-shadow: none;
  width: fit-content;
}

.footer-meta,
.footer-copyright {
  color: rgba(255, 255, 255, 0.48);
  font-size: 13px;
  line-height: 1.55;
  margin: 0;
}

.footer-copyright {
  margin-top: 4px;
}

.footer-column {
  display: flex;
  flex-direction: column;
  gap: 0;
}

.site-footer > .footer-column:nth-of-type(2) {
  grid-area: contact;
}

.site-footer > .footer-column:nth-of-type(3) {
  grid-area: hours;
}

.site-footer > .footer-column:nth-of-type(4) {
  grid-area: resources;
}

.site-footer h2 {
  color: var(--gold);
  font-size: 11px;
  font-weight: 850;
  letter-spacing: 0.14em;
  margin: 0 0 8px;
  text-transform: uppercase;
}

.site-footer p {
  font-size: 15px;
  line-height: 1.6;
  margin: 0;
}

.footer-column p + p {
  margin-top: 12px;
}

.site-footer strong,
.site-footer a {
  color: #fff;
}

.site-footer a {
  text-decoration: none;
  text-underline-offset: 4px;
}

.site-footer a:hover {
  color: var(--gold);
  text-decoration: underline;
}

.footer-links {
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.footer-links a {
  color: rgba(255, 255, 255, 0.72);
  display: block;
  font-size: 15px;
  line-height: 1.5;
}

.footer-social {
  align-items: center;
  display: flex;
  gap: clamp(28px, 4vw, 58px);
  grid-area: social;
  justify-content: space-between;
  margin-top: 0;
  place-self: start stretch;
  width: 100%;
}

.footer-social-link {
  align-items: center;
  background: rgba(244, 200, 74, 0.04);
  border: 1px solid rgba(244, 200, 74, 0.08);
  border-radius: 8px;
  display: grid;
  height: clamp(52px, 5vw, 68px);
  place-items: center;
  transition: background 180ms ease, border-color 180ms ease, transform 180ms ease;
  width: clamp(52px, 5vw, 68px);
}

.footer-social-link:hover {
  background: rgba(244, 200, 74, 0.09);
  border-color: rgba(244, 200, 74, 0.26);
  transform: translateY(-2px);
}

.footer-social-link img {
  display: block;
  height: 58%;
  width: 58%;
}

@media (max-width: 900px) {
  .site-header {
    grid-template-columns: 1fr auto auto;
  }

  .site-header.menu-open {
    background: rgba(37, 37, 37, 0.72) !important;
    backdrop-filter: blur(24px) saturate(1.2);
    border-color: rgba(255, 255, 255, 0.16) !important;
    box-shadow: 0 20px 60px rgba(0, 0, 0, 0.18) !important;
  }

  .nav-toggle {
    display: block;
    grid-column: 2;
  }

  .site-nav {
    align-items: stretch;
    background: rgba(37, 37, 37, 0.94);
    backdrop-filter: blur(24px) saturate(1.2);
    border: 1px solid rgba(255, 255, 255, 0.16);
    border-radius: 8px;
    box-shadow: 0 20px 60px rgba(0, 0, 0, 0.18);
    display: none;
    gap: 4px;
    grid-template-columns: 1fr;
    justify-items: stretch;
    left: 0;
    padding: 10px;
    position: absolute;
    right: 0;
    top: calc(100% + 10px);
  }

  .site-nav.open {
    display: grid;
  }

  .site-nav a {
    border-radius: 8px;
    color: rgba(255, 255, 255, 0.84);
    display: block;
    padding: 13px 14px;
    text-align: left;
    text-shadow: none;
    width: auto;
  }

  .site-nav a:nth-child(1),
  .site-nav a:nth-child(2),
  .site-nav a:nth-child(3) {
    text-align: left;
  }

  .site-nav a:hover {
    background: rgba(255, 255, 255, 0.1);
    color: #fff;
  }

  .site-nav a[aria-current="page"] {
    background: rgba(255, 255, 255, 0.08);
    color: #fff;
  }

  .header-cta {
    grid-column: 3;
    width: 154px;
  }

  .hero-shade {
    background: linear-gradient(180deg, rgba(37, 37, 37, 0.84), rgba(37, 37, 37, 0.54));
  }

  .trust-strip,
  .story-row,
  .split-section,
  .damage-section,
  .contact-section {
    grid-template-columns: 1fr;
  }

  .advice-callout {
    align-items: start;
    grid-template-columns: 1fr;
  }

  .calculator-template-grid,
  .calculator-form fieldset {
    grid-template-columns: 1fr;
  }

  .calculator-wizard-steps {
    grid-template-columns: 1fr;
  }

  .calculator-step-actions {
    flex-direction: column-reverse;
  }

  .calculator-step-actions button,
  .calculator-submit {
    max-width: none;
    width: 100%;
  }

  .insurance-finder-block {
    grid-template-columns: 1fr;
  }

  .insurance-finder-action {
    justify-items: start;
  }

  .finder-tags {
    justify-content: flex-start;
  }

  .insurance-finder-block .btn {
    justify-self: start;
  }

  .service-card {
    flex-basis: min(82vw, 420px);
  }

  .faq-item summary {
    grid-template-columns: 1fr auto;
  }

  .faq-item summary > span:first-child {
    grid-column: 1 / -1;
  }

  .faq-item > div {
    padding-left: 0;
  }

  .damage-section .btn {
    justify-self: start;
  }

  .site-footer {
    grid-template-columns: 1fr 1fr;
  }

  .footer-brand-column {
    grid-column: 1 / -1;
    grid-row: auto;
  }

  .site-footer > .footer-column:nth-of-type(2),
  .site-footer > .footer-column:nth-of-type(3),
  .site-footer > .footer-column:nth-of-type(4) {
    grid-column: auto;
    grid-row: auto;
  }

  .footer-social {
    grid-column: 1 / -1;
    grid-row: auto;
    justify-content: start;
    place-self: auto;
    width: auto;
  }

  .damage-intro-call {
    gap: clamp(20px, 4vw, 28px);
    grid-template-columns: 1fr;
  }

  .damage-intro-copy {
    grid-column: auto;
  }

  .damage-call-action {
    grid-column: auto;
    justify-self: start;
    margin-top: 0;
  }

  .damage-call-button {
    width: fit-content;
  }

  .damage-wizard-steps {
    grid-template-columns: 1fr;
  }

  .damage-form-step[data-damage-step="0"],
  .damage-form-step[data-damage-step="1"] {
    grid-template-columns: 1fr;
  }

  .split-panel {
    gap: clamp(24px, 4vw, 36px);
    grid-template-columns: 1fr;
    grid-template-rows: auto;
  }

  .split-panel > .eyebrow {
    grid-column: auto;
  }

  .damage-report-panel {
    max-height: none;
    min-height: 0;
    overflow: visible;
  }

  .damage-report-panel .damage-report-form {
    max-height: none;
    overflow: visible;
    padding-right: 0;
  }

  .urgent-call-row {
    align-items: center;
    flex-direction: column;
  }

  .urgent-note {
    max-width: none;
    text-align: center;
  }

  .urgent-call-phone {
    width: 100%;
  }
}

@media (max-width: 620px) {
  .site-header {
    gap: 10px;
    padding: 12px 16px;
  }

  .brand {
    font-size: 17px;
  }

  .brand-mark {
    height: 46px;
    width: 46px;
  }

  .header-cta {
    font-size: 13px;
    padding: 10px 12px;
    width: 132px;
  }

  .hero {
    min-height: 92vh;
  }

  .hero-content {
    padding-left: 18px;
    padding-right: 18px;
  }

  h1 {
    font-size: clamp(43px, 13vw, 58px);
  }

  .hero-actions,
  .hero-actions .btn {
    width: 100%;
  }

  .callback-form {
    grid-template-columns: 1fr;
  }

  .advice-contact {
    grid-template-columns: 1fr;
  }

  .advice-call-button,
  .advice-next-button {
    min-height: 48px;
    width: 100%;
  }

  .callback-form button {
    width: 100%;
  }

  .trust-strip {
    gap: 22px;
  }

  .contact-form {
    grid-template-columns: 1fr;
    padding: 16px;
  }

  .site-footer {
    gap: 32px;
    grid-template-columns: 1fr;
    padding-bottom: 48px;
  }

  .footer-brand-column {
    gap: 14px;
    grid-column: auto;
  }

  .footer-social {
    gap: 18px;
    justify-content: start;
    margin-top: 0;
  }
}

.calculator-select-field {
  position: relative;
}

.calculator-select-field select {
  font-weight: 750;
  padding-right: 44px;
}

.calculator-form [data-step][hidden],
.calculator-submit[hidden] {
  display: none;
}

.damage-page .damage-page-section {
  min-height: 0;
  padding-bottom: clamp(24px, 4vw, 48px);
  padding-left: var(--page-side-space);
  padding-right: var(--page-side-space);
  padding-top: var(--hero-top-offset);
}

.damage-page .damage-page-section h1 {
  color: var(--navy);
  margin: 0;
}

.damage-intro-call {
  align-items: start;
  display: grid;
  gap: clamp(24px, 4vw, 48px) clamp(32px, 5vw, 72px);
  grid-template-columns: minmax(0, 1fr) auto;
  margin-top: var(--hero-lead-gap);
  max-width: var(--hero-text-width);
}

.damage-intro-copy {
  color: rgba(37, 37, 37, 0.72);
  grid-column: 1;
  margin: 0;
  max-width: none !important;
  min-height: 9lh;
}

.damage-section .damage-intro-copy {
  margin: 0;
}

.damage-call-button {
  background: #252525;
  border: 1px solid rgba(37, 37, 37, 0.18);
  border-radius: 8px;
  color: var(--gold);
  display: grid;
  flex: 0 0 auto;
  gap: 5px;
  line-height: 1;
  padding: 13px 18px;
  text-decoration: none;
  white-space: nowrap;
}

.damage-call-action {
  align-self: end;
  display: grid;
  gap: 7px;
  grid-column: 2;
  justify-items: center;
  justify-self: end;
  margin-right: 0;
  margin-top: 0;
}

.damage-call-label {
  color: #252525;
  font-size: 22px;
  font-weight: 850;
  line-height: 1;
  text-align: center;
  white-space: nowrap;
}

.damage-call-button strong {
  color: var(--gold);
  font-size: clamp(16px, 1.6vw, 19px);
  font-weight: 780;
}

.damage-call-button:hover {
  background: #111;
}

.damage-report-section {
  background: var(--gold);
  display: grid;
  gap: 24px;
  padding: clamp(0px, 0.8vw, 8px) clamp(22px, 8vw, 120px) clamp(38px, 5vw, 72px);
}

.split-panel {
  align-items: stretch;
  display: grid;
  gap: clamp(24px, 4vw, 48px) clamp(32px, 5vw, 72px);
  grid-template-columns: repeat(2, minmax(0, 1fr));
  grid-template-rows: auto 1fr;
  width: 100%;
}

.split-panel > .eyebrow {
  grid-column: 1 / -1;
  margin-bottom: 0;
}

.split-panel--dark {
  background: #252525;
  border: 1px solid rgba(255, 255, 255, 0.045);
  border-radius: var(--radius-lg);
  color: #fff;
  padding: clamp(28px, 4vw, 52px);
}

.split-panel-intro {
  display: flex;
  flex-direction: column;
}

.damage-report-panel .split-panel-intro {
  align-self: start;
  max-width: 940px;
  position: static;
}

.split-panel-intro .eyebrow {
  margin-bottom: 10px;
}

.split-panel-intro h2 {
  font-size: clamp(28px, 3.6vw, 50px);
  line-height: 1.02;
  margin: 0;
}

.split-panel-intro > p:last-child {
  color: rgba(255, 255, 255, 0.68);
  font-size: clamp(16px, 1.55vw, 19px);
  line-height: 1.48;
  margin: 12px 0 0;
}

.split-panel-body {
  display: flex;
  flex-direction: column;
  min-height: 100%;
}

.urgent-call,
.damage-report-panel {
  background: #252525;
  border-radius: var(--radius-lg);
  color: #fff;
}

.urgent-call {
  display: grid;
  gap: 0;
  padding: clamp(12px, 1.8vw, 18px) clamp(18px, 2.7vw, 26px);
}

.urgent-call-on-yellow {
  margin-top: clamp(24px, 4vw, 42px);
  max-width: 760px;
}

.urgent-call .eyebrow {
  color: rgba(255, 255, 255, 0.58);
  font-size: 11px;
  line-height: 0.95;
  margin: 0;
}

.damage-report-panel .eyebrow {
  color: var(--gold);
}

.damage-report-form {
  display: flex;
  flex: 1;
  flex-direction: column;
  gap: 12px;
}

.damage-wizard-panel {
  gap: clamp(14px, 2vw, 22px);
  grid-template-columns: minmax(0, 1fr);
  grid-template-rows: auto auto;
  margin: 0 auto;
  max-width: 1080px;
  overflow: visible;
  padding: clamp(20px, 2.6vw, 32px) clamp(20px, 2.6vw, 32px) clamp(10px, 1.3vw, 16px);
}

.damage-wizard-panel .split-panel-intro {
  grid-column: 1;
}

.damage-wizard-steps {
  display: grid;
  gap: 8px;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  padding: 0;
}

.damage-wizard-steps button {
  align-items: center;
  background: rgba(255, 255, 255, 0.04);
  border: 1px solid rgba(255, 255, 255, 0.1);
  border-radius: 8px;
  color: rgba(255, 255, 255, 0.5);
  cursor: pointer;
  display: inline-flex;
  font: inherit;
  font-size: clamp(13px, 1.2vw, 16px);
  font-weight: 850;
  gap: 9px;
  justify-content: center;
  min-height: 48px;
  padding: 10px 12px;
  text-align: center;
  position: relative;
  transition: background 180ms ease, border-color 180ms ease, box-shadow 180ms ease, color 180ms ease;
}

.damage-wizard-steps button > span:first-child {
  align-items: center;
  background: rgba(255, 255, 255, 0.12);
  border: 1px solid rgba(255, 255, 255, 0.16);
  border-radius: 999px;
  color: rgba(255, 255, 255, 0.68);
  display: inline-flex;
  flex: 0 0 auto;
  height: 26px;
  justify-content: center;
  width: 26px;
}

.damage-wizard-steps button > span:not(:first-child) {
  hyphens: manual;
  min-width: 0;
  overflow-wrap: normal;
}

.damage-wizard-steps button.is-active {
  background: rgba(244, 200, 74, 0.96);
  border-color: rgba(244, 200, 74, 0.96);
  box-shadow: 0 10px 26px rgba(244, 200, 74, 0.18);
  color: var(--navy);
}

.damage-wizard-steps button.is-active > span:first-child {
  background: var(--navy);
  border-color: var(--navy);
  color: #fff;
}

.damage-wizard-steps button.is-complete {
  background: rgba(244, 200, 74, 0.13);
  border-color: rgba(244, 200, 74, 0.45);
  color: rgba(255, 255, 255, 0.9);
}

.damage-wizard-steps button.is-complete > span:first-child {
  background: rgba(244, 200, 74, 0.95);
  border-color: rgba(244, 200, 74, 0.95);
  color: var(--navy);
}

.damage-form-step {
  display: grid;
  gap: 10px;
}

.damage-form-step[data-damage-step="0"] {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.damage-form-step[data-damage-step="0"] fieldset:nth-child(3) {
  grid-column: 1 / -1;
}

.damage-form-step[data-damage-step="1"] {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.damage-form-step[hidden],
.damage-confirmation[hidden] {
  display: none;
}

.damage-step-actions {
  display: flex;
  gap: 12px;
  justify-content: flex-end;
  margin-top: 2px;
}

.damage-step-actions button.secondary,
.damage-confirmation-actions a {
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(244, 200, 74, 0.22);
  color: #fff;
}

.damage-confirmation {
  background: rgba(255, 255, 255, 0.055);
  border: 1px solid rgba(244, 200, 74, 0.18);
  border-radius: 8px;
  display: grid;
  gap: 18px;
  padding: clamp(20px, 3vw, 30px);
}

.damage-confirmation h3 {
  color: #fff;
  font-size: clamp(28px, 3vw, 42px);
  line-height: 1.05;
  margin: 0;
}

.damage-confirmation h4 {
  color: var(--gold);
  font-size: 13px;
  font-weight: 850;
  letter-spacing: 0.08em;
  margin: 22px 0 8px;
  text-transform: uppercase;
}

.damage-confirmation p {
  color: rgba(255, 255, 255, 0.7);
  line-height: 1.55;
  margin: 0;
}

.damage-summary-list {
  display: grid;
  gap: 8px;
  margin: 0;
}

.damage-summary-list div {
  display: grid;
  gap: 8px;
  grid-template-columns: minmax(170px, 0.38fr) minmax(0, 1fr);
}

.damage-summary-list dt {
  color: rgba(255, 255, 255, 0.56);
  font-weight: 780;
}

.damage-summary-list dd {
  color: rgba(255, 255, 255, 0.86);
  margin: 0;
}

.damage-confirmation-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 6px;
}

.damage-confirmation-actions a,
.damage-confirmation-actions button {
  align-items: center;
  border-radius: 8px;
  cursor: pointer;
  display: inline-flex;
  font: inherit;
  font-weight: 850;
  justify-content: center;
  min-height: 52px;
  padding: 0 18px;
  text-decoration: none;
}

.urgent-call-row {
  align-items: center;
  display: flex;
  gap: clamp(16px, 3vw, 28px);
  justify-content: space-between;
  margin-top: -8px;
}

.urgent-call-title {
  color: #fff;
  font-size: clamp(21px, 2.35vw, 29px);
  font-weight: 620;
  line-height: 0.86;
  margin: 0;
}

.urgent-note {
  color: rgba(255, 255, 255, 0.58) !important;
  flex: 1 1 auto;
  font-size: 13px !important;
  line-height: 1 !important;
  margin: 0 !important;
  max-width: 280px;
}

.urgent-call-phone {
  background: var(--gold);
  border-radius: 8px;
  color: #252525;
  display: grid;
  flex: 0 0 auto;
  gap: 3px;
  line-height: 1;
  padding: 10px 15px;
  text-decoration: none;
  white-space: nowrap;
}

.urgent-call-phone span {
  color: rgba(37, 37, 37, 0.66);
  font-size: 11px;
  font-weight: 760;
  letter-spacing: 0;
}

.urgent-call-phone strong {
  color: #252525;
  font-size: clamp(16px, 1.6vw, 19px);
  font-weight: 760;
  line-height: 1;
}

.urgent-call-phone:hover {
  background: #f8d968;
}


.damage-report-form label {
  color: rgba(255, 255, 255, 0.66);
  display: grid;
  font-size: 13px;
  font-weight: 680;
  gap: 5px;
}

.damage-report-form fieldset {
  border: 0;
  display: grid;
  gap: 12px;
  margin: 0;
  padding: 0;
}

.damage-report-form legend {
  color: var(--gold);
  font-size: 13px;
  font-weight: 850;
  margin-bottom: 2px;
  padding: 0;
}

.damage-form-grid {
  display: grid;
  gap: 10px;
  grid-template-columns: repeat(auto-fit, minmax(min(100%, 240px), 1fr));
}

.damage-date-control {
  display: grid;
  gap: 8px;
  grid-template-columns: minmax(0, 1fr) 54px;
}

.damage-date-control .damage-date-picker {
  background: rgba(255, 207, 71, 0.12);
  border-color: rgba(255, 207, 71, 0.42);
  color-scheme: dark;
  cursor: pointer;
  padding: 0 8px;
}

.damage-date-control .damage-date-picker::-webkit-datetime-edit {
  display: none;
}

.damage-date-control .damage-date-picker::-webkit-calendar-picker-indicator {
  cursor: pointer;
  filter: invert(0.82) sepia(0.88) saturate(1.8) hue-rotate(350deg) brightness(1.18);
  opacity: 1;
  margin: 0 auto;
}

.damage-form-hint {
  color: rgba(255, 255, 255, 0.5);
  font-size: 13px;
  line-height: 1.5;
  margin: -2px 0 0;
}

.damage-report-form input,
.damage-report-form select,
.damage-report-form textarea {
  background: #2d2d2d;
  border: 1px solid rgba(244, 200, 74, 0.14);
  border-radius: 8px;
  color: rgba(255, 255, 255, 0.92);
  font: inherit;
  min-height: 44px;
  outline: 0;
  padding: 10px 12px;
  transition: border-color 180ms ease, box-shadow 180ms ease;
  width: 100%;
}

.damage-report-form select {
  appearance: none;
  background-image: linear-gradient(45deg, transparent 50%, rgba(244, 200, 74, 0.9) 50%),
    linear-gradient(135deg, rgba(244, 200, 74, 0.9) 50%, transparent 50%);
  background-position: calc(100% - 20px) 21px, calc(100% - 14px) 21px;
  background-repeat: no-repeat;
  background-size: 6px 6px, 6px 6px;
  padding-right: 42px;
}

.damage-report-form select option {
  background: #252525;
  color: #fff;
}

.damage-report-form input[type="file"] {
  cursor: pointer;
  min-height: 0;
}

.damage-report-form input[type="file"]::file-selector-button {
  background: rgba(244, 200, 74, 0.92);
  border: 0;
  border-radius: 8px;
  color: #252525;
  cursor: pointer;
  font: inherit;
  font-size: 13px;
  font-weight: 850;
  margin-right: 12px;
  padding: 9px 12px;
}

.damage-report-form input::placeholder,
.damage-report-form textarea::placeholder {
  color: rgba(255, 255, 255, 0.38);
}

.damage-report-form textarea {
  min-height: 76px;
  resize: vertical;
}

.damage-report-form input:focus,
.damage-report-form select:focus,
.damage-report-form textarea:focus {
  border-color: var(--gold);
  background: #323232;
  box-shadow: 0 0 0 3px rgba(244, 200, 74, 0.12);
}

.damage-consent {
  align-items: start;
  background: rgba(244, 200, 74, 0.08);
  border: 1px solid rgba(244, 200, 74, 0.18);
  border-radius: 8px;
  color: rgba(255, 255, 255, 0.78) !important;
  display: grid !important;
  gap: 12px !important;
  grid-template-columns: 22px minmax(0, 1fr);
  line-height: 1.45;
  padding: 14px;
}

.damage-consent input {
  accent-color: var(--gold);
  height: 18px;
  margin: 2px 0 0;
  min-height: 18px;
  padding: 0;
  width: 18px;
}

.damage-consent a,
.request-privacy-consent a {
  color: var(--gold);
  font-weight: 750;
}

.damage-report-form button {
  background: var(--gold);
  border: 0;
  border-radius: 8px;
  color: var(--navy);
  cursor: pointer;
  font: inherit;
  font-weight: 850;
  min-height: 50px;
  padding: 13px 18px;
}

.damage-report-form button:disabled {
  cursor: wait;
  opacity: 0.72;
}

.damage-report-form .damage-wizard-steps button {
  background: rgba(255, 255, 255, 0.04);
  border: 1px solid rgba(255, 255, 255, 0.1);
  color: rgba(255, 255, 255, 0.5);
}

.damage-report-form .damage-wizard-steps button.is-complete {
  background: rgba(244, 200, 74, 0.13);
  border-color: rgba(244, 200, 74, 0.45);
  color: rgba(255, 255, 255, 0.9);
}

.damage-report-form .damage-wizard-steps button.is-active {
  background: rgba(244, 200, 74, 0.96);
  border-color: rgba(244, 200, 74, 0.96);
  color: var(--navy);
}

.damage-form-status {
  color: rgba(255, 255, 255, 0.72);
  font-weight: 700;
  margin: 0;
  min-height: 24px;
}

.damage-form-status:empty {
  display: none;
}

.damage-form-status.is-error {
  color: #ffd4cc;
}

.damage-form-status.is-success {
  color: #d9f6d5;
}

.legal-page {
  background: var(--gold);
  color: var(--navy);
  padding: var(--hero-top-offset) var(--page-side-space) clamp(70px, 9vw, 120px);
}

.legal-hero {
  max-width: 980px;
  padding-bottom: clamp(36px, 6vw, 74px);
}

.legal-hero .eyebrow {
  color: rgba(37, 37, 37, 0.68);
}

.legal-hero h1 {
  color: var(--navy);
  font-size: clamp(56px, 8vw, 112px);
  line-height: 0.98;
}

.legal-content {
  background: #252525;
  border: 1px solid rgba(255, 255, 255, 0.06);
  border-radius: var(--radius-lg);
  color: rgba(255, 255, 255, 0.78);
  display: grid;
  gap: clamp(28px, 4vw, 52px);
  max-width: 1080px;
  padding: clamp(28px, 5vw, 64px);
}

.legal-content section {
  border-top: 1px solid rgba(255, 255, 255, 0.08);
  min-width: 0;
  padding-top: clamp(24px, 3vw, 36px);
}

.legal-content section:first-child {
  border-top: 0;
  padding-top: 0;
}

.legal-content h2 {
  color: #fff;
  font-size: clamp(24px, 3vw, 38px);
  line-height: 1.08;
  margin: 0 0 18px;
}

.legal-content h3 {
  color: var(--gold);
  font-size: clamp(18px, 2vw, 24px);
  font-weight: 780;
  line-height: 1.18;
  margin: 26px 0 10px;
}

.legal-content p {
  font-size: clamp(16px, 1.45vw, 20px);
  line-height: 1.62;
  margin: 0 0 18px;
  max-width: 880px;
}

.legal-content p:last-child {
  margin-bottom: 0;
}

.insurance-page {
  background: var(--navy);
  color: var(--text);
  padding: var(--hero-top-offset) var(--page-side-space) clamp(74px, 9vw, 120px);
}

.insurance-hero {
  align-items: start;
  display: grid;
  gap: clamp(28px, 6vw, 84px);
  grid-template-columns: minmax(0, 1fr) clamp(340px, 30vw, 480px);
  padding-bottom: var(--hero-bottom-space);
}

.insurance-hero h1 {
  color: #fff;
}

.insurance-hero-copy {
  max-width: var(--hero-copy-window);
}

.insurance-hero-copy [data-i18n="insurance-hero-lead"] {
  color: var(--muted);
  font-size: clamp(18px, 2vw, 24px);
  line-height: 1.55;
  margin: var(--hero-lead-gap) 0 0;
  max-width: var(--hero-copy-window);
}

.insurance-hero-cta {
  align-items: center;
  background: var(--gold);
  border-radius: 8px;
  color: var(--navy);
  display: inline-flex;
  font-size: 15px;
  font-weight: 850;
  justify-content: center;
  margin-top: 30px;
  min-height: 50px;
  padding: 0 22px;
  text-decoration: none;
  transition: filter 180ms ease, transform 180ms ease;
}

.insurance-hero-cta:hover,
.insurance-hero-cta:focus-visible {
  filter: brightness(1.04);
  outline: 0;
  transform: translateY(-1px);
}

.insurance-hero-image {
  align-self: start;
  background: #171717;
  border: 0;
  border-radius: var(--radius-lg);
  box-shadow: 0 28px 80px rgba(0, 0, 0, 0.28);
  margin: 0;
  max-height: none;
  min-height: clamp(300px, 32vw, 450px);
  overflow: hidden;
  position: relative;
}

.insurance-hero-image img {
  display: block;
  height: 100%;
  inset: 0;
  object-fit: cover;
  object-position: 68% center;
  position: absolute;
  transform: none;
  width: 100%;
}

.coverage-basics {
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  margin-bottom: clamp(46px, 7vw, 92px);
  padding: clamp(34px, 5vw, 62px) 0;
}

.coverage-basics-head {
  margin-bottom: clamp(34px, 5vw, 58px);
  max-width: 920px;
}

.coverage-basics-head h2 {
  color: #fff;
  font-size: clamp(36px, 5vw, 68px);
  line-height: 1.04;
  margin: 0;
}

.coverage-basics-grid {
  align-items: start;
  display: grid;
  gap: 1px;
  grid-template-columns: 1fr;
}

.coverage-basic {
  background: linear-gradient(145deg, rgba(255, 255, 255, 0.07), rgba(255, 255, 255, 0.025));
  border: 1px solid rgba(255, 255, 255, 0.1);
  align-content: start;
  display: grid;
  gap: clamp(22px, 3vw, 32px);
  grid-template-columns: minmax(180px, 280px) minmax(0, 1fr);
  min-height: 0;
  overflow: hidden;
  padding: clamp(22px, 3.6vw, 42px);
  position: relative;
}

.coverage-basic:first-child {
  border-radius: var(--radius-lg) var(--radius-lg) 0 0;
}

.coverage-basic:last-child {
  border-radius: 0 0 var(--radius-lg) var(--radius-lg);
}

.coverage-basic::before {
  background: var(--gold);
  content: "";
  height: 3px;
  left: 0;
  position: absolute;
  right: 0;
  top: 0;
}

.coverage-basic-visual {
  background: rgba(244, 200, 74, 0.08);
  border: 1px solid rgba(244, 200, 74, 0.22);
  border-radius: var(--radius-md);
  display: grid;
  height: 100%;
  min-height: clamp(180px, 18vw, 260px);
  place-items: center;
}

.coverage-basic-visual svg {
  display: block;
  max-height: 150px;
  max-width: 190px;
  width: min(62%, 190px);
}

.coverage-basic-visual path,
.coverage-basic-visual circle {
  fill: none;
  stroke-linecap: round;
  stroke-linejoin: round;
  stroke-width: 8;
}

.coverage-boat,
.coverage-sail,
.coverage-shield {
  stroke: var(--gold);
}

.coverage-wave,
.coverage-person {
  stroke: rgba(255, 255, 255, 0.66);
}

.coverage-basic-copy {
  align-self: start;
}

.coverage-basic-copy span {
  color: var(--gold);
  display: block;
  font-size: 13px;
  font-weight: 850;
  letter-spacing: 0.14em;
  margin: 0 0 20px;
  text-transform: uppercase;
}

.coverage-basic-copy h3 {
  color: #fff;
  font-size: clamp(34px, 4vw, 54px);
  line-height: 1;
  margin: 0 0 12px;
}

.coverage-basic-copy p {
  color: var(--muted);
  font-size: clamp(16px, 1.4vw, 19px);
  line-height: 1.58;
  margin: 0;
  max-width: 620px;
}

.coverage-point-list {
  display: grid;
  gap: 9px 18px;
  list-style: none;
  margin: clamp(20px, 2.4vw, 28px) 0 0;
  padding: 0;
}

.coverage-basic:first-child .coverage-point-list {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.coverage-point-list li {
  align-items: flex-start;
  color: rgba(255, 255, 255, 0.78);
  display: grid;
  font-size: clamp(13px, 0.96vw, 15px);
  font-weight: 650;
  gap: 8px;
  grid-template-columns: 16px 1fr;
  line-height: 1.35;
}

.coverage-point-list li::before {
  color: var(--gold);
  content: "✓";
  font-size: 16px;
  font-weight: 900;
  line-height: 1.25;
}

@media (max-width: 1180px) {
  .coverage-basic {
    grid-template-columns: 1fr;
  }

  .coverage-basic-visual {
    height: clamp(132px, 18vw, 170px);
    min-height: 0;
  }

  .coverage-basic:first-child .coverage-point-list {
    grid-template-columns: 1fr;
  }
}

.coverage-basics-note {
  border-left: 1px solid rgba(244, 200, 74, 0.58);
  color: rgba(255, 255, 255, 0.78);
  font-size: clamp(17px, 1.5vw, 21px);
  line-height: 1.5;
  margin: clamp(26px, 4vw, 42px) 0 0;
  max-width: 820px;
  padding-left: 22px;
}

.coverage-details {
  background:
    linear-gradient(145deg, rgba(255, 255, 255, 0.065), rgba(255, 255, 255, 0.025)),
    var(--card);
  border: 1px solid rgba(255, 255, 255, 0.1);
  border-radius: 0 0 var(--radius-lg) var(--radius-lg);
  border-top: 0;
  margin-top: 0;
  overflow: hidden;
}

.coverage-details summary {
  align-items: center;
  color: #fff;
  cursor: pointer;
  display: inline-flex;
  font-size: clamp(15px, 1.25vw, 17px);
  font-weight: 850;
  gap: 12px;
  letter-spacing: 0.03em;
  list-style: none;
  margin: clamp(14px, 2vw, 20px) clamp(18px, 2.5vw, 26px);
  outline: none;
  padding: 13px 17px;
  position: relative;
  text-transform: uppercase;
}

.coverage-details summary::-webkit-details-marker {
  display: none;
}

.coverage-details summary::before {
  background: rgba(244, 200, 74, 0.12);
  border: 1px solid rgba(244, 200, 74, 0.4);
  border-radius: 999px;
  content: "";
  inset: 0;
  position: absolute;
  transition:
    background 220ms ease,
    border-color 220ms ease,
    transform 220ms ease;
}

.coverage-details summary span {
  position: relative;
  z-index: 1;
}

.coverage-details summary:hover::before,
.coverage-details summary:focus-visible::before {
  background: rgba(244, 200, 74, 0.2);
  border-color: rgba(244, 200, 74, 0.72);
  transform: translateY(-1px);
}

.coverage-details summary:focus-visible {
  border-radius: 999px;
  box-shadow: 0 0 0 3px rgba(244, 200, 74, 0.26);
}

.coverage-details-arrow {
  border-right: 2px solid var(--gold);
  border-bottom: 2px solid var(--gold);
  height: 8px;
  transform: rotate(45deg) translateY(-2px);
  transition: transform 220ms ease;
  width: 8px;
}

.coverage-details[open] .coverage-details-arrow {
  transform: rotate(225deg) translateY(-1px);
}

.coverage-table-wrap {
  border-top: 1px solid rgba(244, 200, 74, 0.28);
  overflow-x: auto;
}

.coverage-details[open] .coverage-table-wrap {
  animation: coverageTableIn 240ms ease both;
}

@keyframes coverageTableIn {
  from {
    opacity: 0;
    transform: translateY(-8px);
  }

  to {
    opacity: 1;
    transform: translateY(0);
  }
}

.coverage-table {
  border-collapse: collapse;
  min-width: 720px;
  table-layout: fixed;
  width: 100%;
}

.coverage-table th,
.coverage-table td {
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
  padding: 17px clamp(16px, 2vw, 24px);
}

.coverage-table thead th {
  background: rgba(244, 200, 74, 0.14);
  color: #fff;
  font-size: 14px;
  font-weight: 850;
  letter-spacing: 0.12em;
  text-align: center;
  text-transform: uppercase;
}

.coverage-table thead th:first-child,
.coverage-table tbody th {
  text-align: left;
}

.coverage-table thead th:first-child {
  width: 58%;
}

.coverage-table thead th:not(:first-child),
.coverage-table tbody td {
  width: 21%;
}

.coverage-table tbody th {
  color: rgba(255, 255, 255, 0.78);
  font-size: clamp(15px, 1.2vw, 17px);
  font-weight: 620;
  line-height: 1.4;
}

.coverage-table tbody td {
  color: #fff;
  font-size: 26px;
  text-align: center;
}

.coverage-table tbody tr {
  background: rgba(255, 255, 255, 0.025);
  transition: background 180ms ease;
}

.coverage-table tbody tr:nth-child(even) {
  background: rgba(255, 255, 255, 0.04);
}

.coverage-table tbody tr:hover {
  background: rgba(244, 200, 74, 0.08);
}

.coverage-table-check {
  color: var(--gold);
  font-weight: 900;
}

.coverage-table-dash {
  color: rgba(255, 255, 255, 0.34);
  font-weight: 800;
}

.insurance-grid {
  display: grid;
  gap: clamp(24px, 4vw, 42px);
  grid-template-columns: repeat(3, minmax(0, 1fr));
  align-items: stretch;
}

.insurance-grid .service-card {
  display: flex;
  flex-basis: auto;
  flex-direction: column;
  height: 100%;
  min-width: 0;
  position: relative;
}

.insurance-grid .service-card::before {
  background: linear-gradient(180deg, var(--gold), rgba(244, 200, 74, 0));
  content: "";
  height: 0;
  left: 0;
  position: absolute;
  top: 0;
  transition: height 260ms ease;
  width: 3px;
  z-index: 1;
}

.insurance-grid .service-card:hover,
.insurance-grid .service-card:focus-within {
  border-color: rgba(244, 200, 74, 0.38);
  box-shadow: 0 18px 50px rgba(0, 0, 0, 0.22);
  transform: translateY(-6px);
}

.insurance-grid .service-card:hover::before,
.insurance-grid .service-card:focus-within::before {
  height: 100%;
}

.insurance-grid .service-card img {
  height: clamp(230px, 24vw, 360px);
}

.insurance-list {
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  display: grid;
}

.insurance-list-item {
  align-items: center;
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
  color: inherit;
  display: grid;
  gap: clamp(18px, 4vw, 48px);
  grid-template-columns: 72px minmax(0, 1fr);
  min-height: 156px;
  padding: clamp(24px, 4vw, 38px) 0;
  position: relative;
  transition: border-color 240ms ease, transform 240ms ease;
}

.insurance-list-item::before {
  background: var(--gold);
  content: "";
  height: 1px;
  left: 0;
  position: absolute;
  top: -1px;
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 260ms ease;
  width: 100%;
}

.insurance-list-item:hover,
.insurance-list-item:focus-within {
  border-bottom-color: rgba(244, 200, 74, 0.4);
  transform: translateX(8px);
}

.insurance-list-item:hover::before,
.insurance-list-item:focus-within::before {
  transform: scaleX(1);
}

.insurance-index {
  color: var(--gold);
  font-size: 14px;
  font-weight: 850;
  letter-spacing: 0.16em;
}

.insurance-list-copy {
  align-items: start;
  display: grid;
  column-gap: clamp(18px, 4vw, 54px);
  row-gap: 14px;
  grid-template-columns: minmax(190px, 0.7fr) minmax(280px, 1fr);
}

.insurance-list-copy h3 {
  color: #fff;
  font-size: clamp(28px, 4vw, 48px);
  line-height: 1.02;
  margin: 0;
}

.insurance-list-copy p {
  color: var(--muted);
  font-size: clamp(16px, 1.4vw, 19px);
  line-height: 1.45;
  margin: 0;
}

.insurance-list-copy a {
  border-radius: 8px;
  color: var(--gold);
  font-size: 15px;
  font-weight: 850;
  line-height: 1.2;
  outline: none;
  position: static;
  text-decoration: none;
  white-space: nowrap;
}

.insurance-list-copy a::after {
  content: "";
  inset: 0;
  position: absolute;
}

.insurance-list-copy a:focus-visible {
  box-shadow: 0 0 0 3px rgba(244, 200, 74, 0.34);
}

.insurance-list-copy a:hover {
  color: #ffe07a;
}

.insurance-more {
  color: var(--muted);
  grid-column: 2;
  display: flex;
  flex-direction: column;
}

.insurance-more-actions {
  align-items: center;
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  order: 2;
}

.insurance-more button,
.insurance-more-actions a {
  appearance: none;
  align-items: center;
  background: transparent;
  border: 0;
  border-radius: 8px;
  color: var(--gold);
  cursor: pointer;
  display: inline-flex;
  font-size: 15px;
  font-weight: 850;
  gap: 9px;
  line-height: 1.2;
  list-style: none;
  outline: none;
  order: 2;
  white-space: nowrap;
}

.insurance-more button::after {
  border-right: 2px solid currentColor;
  border-bottom: 2px solid currentColor;
  content: "";
  height: 7px;
  transform: rotate(45deg) translateY(-2px);
  transition: transform 220ms ease;
  width: 7px;
}

.insurance-more-actions a {
  background: var(--gold);
  border: 1px solid var(--gold);
  color: var(--navy);
  opacity: 0;
  padding: 9px 12px;
  pointer-events: none;
  text-decoration: none;
  transform: translateY(4px);
  transition:
    background 200ms ease,
    border-color 200ms ease,
    color 200ms ease,
    opacity 200ms ease,
    transform 200ms ease;
}

.insurance-more-actions a::after {
  content: none;
}

.insurance-more.is-open .insurance-more-actions a {
  opacity: 1;
  pointer-events: auto;
  transform: translateY(0);
}

.insurance-more.is-open button::after {
  transform: rotate(225deg) translateY(-1px);
}

.insurance-more button:focus-visible,
.insurance-more-actions a:focus-visible {
  box-shadow: 0 0 0 3px rgba(244, 200, 74, 0.34);
}

.insurance-more button:hover {
  color: #ffe07a;
}

.insurance-more-actions a:hover {
  background: #ffe07a;
  border-color: #ffe07a;
  color: var(--navy);
}

.insurance-more p {
  color: rgba(255, 255, 255, 0.76);
  margin: 0 0 14px;
  max-width: 760px;
  order: 1;
}

.insurance-more.is-open p {
  animation: insuranceMoreIn 220ms ease both;
}

@keyframes insuranceMoreIn {
  from {
    opacity: 0;
    transform: translateY(-6px);
  }

  to {
    opacity: 1;
    transform: translateY(0);
  }
}

.insurance-next-step {
  align-items: stretch;
  background:
    linear-gradient(135deg, rgba(244, 200, 74, 0.14), transparent 34%),
    linear-gradient(145deg, rgba(255, 255, 255, 0.06), rgba(255, 255, 255, 0.025));
  border: 1px solid rgba(255, 255, 255, 0.1);
  border-radius: var(--radius-lg);
  display: grid;
  gap: clamp(22px, 3.4vw, 48px);
  grid-template-columns: minmax(0, 0.82fr) minmax(280px, 1fr);
  margin-top: clamp(46px, 7vw, 92px);
  overflow: hidden;
  padding: clamp(22px, 3.6vw, 42px);
  position: relative;
}

.insurance-next-step::before {
  background: var(--gold);
  content: "";
  height: 4px;
  left: 0;
  position: absolute;
  right: 0;
  top: 0;
}

.insurance-next-copy {
  align-self: center;
}

.insurance-next-copy h2 {
  color: #fff;
  font-size: clamp(34px, 5vw, 64px);
  line-height: 1.04;
  margin: 0;
}

.insurance-next-copy p:not(.eyebrow) {
  color: var(--muted);
  font-size: clamp(17px, 1.5vw, 21px);
  line-height: 1.58;
  margin: 16px 0 0;
  max-width: 680px;
}

.insurance-next-options {
  display: grid;
  gap: 10px;
}

.insurance-next-card {
  background: rgba(37, 37, 37, 0.72);
  border: 1px solid rgba(255, 255, 255, 0.1);
  border-radius: var(--radius-md);
  color: inherit;
  display: grid;
  gap: 8px;
  min-height: 136px;
  padding: clamp(18px, 2.4vw, 24px);
  position: relative;
  text-decoration: none;
  transition: border-color 220ms ease, background 220ms ease, transform 220ms ease;
}

.insurance-next-card span {
  color: var(--gold);
  font-size: 13px;
  font-weight: 850;
  letter-spacing: 0.16em;
}

.insurance-next-card strong {
  color: #fff;
  font-size: clamp(22px, 2.4vw, 30px);
  line-height: 1.12;
}

.insurance-next-card small {
  color: var(--muted);
  font-size: 15px;
  line-height: 1.5;
}

.insurance-next-card::after {
  background: var(--gold);
  content: "";
  height: 3px;
  position: absolute;
  right: 24px;
  top: 27px;
  width: 24px;
}

.insurance-next-card::before {
  border-right: 3px solid var(--gold);
  border-top: 3px solid var(--gold);
  content: "";
  height: 9px;
  position: absolute;
  right: 24px;
  top: 22px;
  transform: rotate(45deg);
  width: 9px;
}

.insurance-next-card:hover,
.insurance-next-card:focus-visible {
  background: rgba(48, 48, 48, 0.94);
  border-color: rgba(244, 200, 74, 0.42);
  outline: none;
  transform: translateY(-3px);
}

@media (max-width: 760px) {
  .insurance-next-step {
    grid-template-columns: minmax(0, 1fr);
  }
}

.calculator-page .calculator-hero {
  grid-template-columns: minmax(0, var(--hero-copy-window));
  padding-bottom: clamp(10px, 2vw, 24px);
}

.calculator-page .calculator-hero .insurance-hero-copy {
  max-width: var(--hero-copy-window);
}

.calculator-hero-image {
  width: min(100%, 980px);
  margin: clamp(24px, 4vw, 44px) 0 0;
  aspect-ratio: 16 / 5;
  overflow: hidden;
  border: 1px solid rgba(255, 255, 255, 0.14);
  border-radius: 22px;
  box-shadow: 0 24px 70px rgba(0, 0, 0, 0.28);
}

.calculator-hero-image img {
  display: block;
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center;
}

.calculator-page .calculator-template {
  margin-top: clamp(26px, 4vw, 48px);
}

.request-page {
  padding-bottom: clamp(74px, 9vw, 120px);
}

.request-hero {
  display: grid;
  grid-template-columns: minmax(0, var(--hero-copy-window)) minmax(340px, 1fr);
  align-items: end;
  gap: clamp(32px, 6vw, 88px);
  color: var(--text);
  padding-bottom: var(--hero-bottom-space);
}

.request-hero > div {
  max-width: var(--hero-copy-window);
}

.request-hero h1 {
  color: #fff;
  font-size: clamp(42px, 7vw, 92px);
  font-weight: 760;
  line-height: 1.04;
  margin: 0;
  max-width: var(--hero-copy-window);
}

.request-hero p:not(.eyebrow) {
  color: var(--muted);
  font-size: clamp(18px, 2vw, 24px);
  line-height: 1.55;
  margin: var(--hero-lead-gap) 0 0;
  max-width: var(--hero-copy-window);
}

.request-hero-image {
  width: 100%;
  aspect-ratio: 16 / 9;
  margin: 0;
  overflow: hidden;
  border: 1px solid rgba(255, 255, 255, 0.14);
  border-radius: 22px;
  box-shadow: 0 24px 70px rgba(0, 0, 0, 0.28);
}

.request-hero-image img {
  display: block;
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center;
}

@media (max-width: 768px) {
  .request-hero {
    grid-template-columns: minmax(0, 1fr);
    gap: 24px;
  }

  .request-hero-image {
    min-height: 0;
  }
}

.request-panel {
  background:
    linear-gradient(135deg, rgba(244, 200, 74, 0.08), transparent 38%),
    linear-gradient(145deg, rgba(255, 255, 255, 0.06), rgba(255, 255, 255, 0.025));
  border: 1px solid rgba(255, 255, 255, 0.1);
  border-radius: var(--radius-lg);
  display: grid;
  gap: clamp(20px, 3vw, 34px);
  grid-template-columns: 1fr;
  overflow: hidden;
  padding: 0;
  position: relative;
}

.request-form {
  background: transparent;
  border: 0;
  border-radius: 0;
  display: grid;
  gap: 0;
  grid-template-columns: 1fr 1fr;
  min-width: 0;
  padding: 0;
}

.request-wizard-steps {
  background: rgba(255, 255, 255, 0.035);
  border: 1px solid rgba(244, 200, 74, 0.18);
  border-radius: 8px;
  display: grid;
  grid-column: 1 / -1;
  gap: 8px;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  min-width: 0;
  padding: 8px;
}

.request-wizard-steps button {
  align-items: center;
  background: rgba(255, 255, 255, 0.04);
  border: 1px solid rgba(255, 255, 255, 0.1);
  border-radius: 8px;
  color: rgba(255, 255, 255, 0.5);
  cursor: pointer;
  display: inline-flex;
  font: inherit;
  font-size: clamp(13px, 1.2vw, 16px);
  font-weight: 850;
  gap: 9px;
  justify-content: center;
  min-height: 48px;
  padding: 10px 12px;
  text-align: center;
  transition: background 180ms ease, border-color 180ms ease, box-shadow 180ms ease, color 180ms ease;
}

.request-wizard-steps button > span:first-child {
  align-items: center;
  background: rgba(255, 255, 255, 0.12);
  border: 1px solid rgba(255, 255, 255, 0.16);
  border-radius: 999px;
  color: rgba(255, 255, 255, 0.68);
  display: inline-flex;
  flex: 0 0 auto;
  height: 26px;
  justify-content: center;
  width: 26px;
}

.request-wizard-steps button > span:not(:first-child) {
  hyphens: manual;
  min-width: 0;
  overflow-wrap: normal;
}

.request-wizard-steps button.is-active {
  background: rgba(244, 200, 74, 0.96);
  border-color: rgba(244, 200, 74, 0.96);
  box-shadow: 0 10px 26px rgba(244, 200, 74, 0.18);
  color: var(--navy);
}

.request-wizard-steps button.is-active > span:first-child {
  background: var(--navy);
  border-color: var(--navy);
  color: #fff;
}

.request-wizard-steps button.is-complete {
  background: rgba(244, 200, 74, 0.13);
  border-color: rgba(244, 200, 74, 0.45);
  color: rgba(255, 255, 255, 0.9);
}

.request-wizard-steps button.is-complete > span:first-child {
  background: rgba(244, 200, 74, 0.95);
  border-color: rgba(244, 200, 74, 0.95);
  color: var(--navy);
}

.request-form-step {
  display: grid;
  gap: 14px;
  grid-column: 1 / -1;
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.request-form-step[hidden] {
  display: none;
}

.request-form fieldset {
  background: rgba(37, 37, 37, 0.74);
  border: 0;
  border-radius: 0;
  display: grid;
  gap: 16px;
  grid-column: 1 / -1;
  grid-template-columns: 1fr 1fr;
  margin: 0;
  min-width: 0;
  padding: clamp(22px, 4vw, 44px);
}

.request-form fieldset[hidden] {
  display: none;
}

.request-form legend {
  background: transparent;
  color: var(--gold);
  font-size: 12px;
  font-weight: 850;
  grid-column: 1 / -1;
  letter-spacing: 0.12em;
  margin: 0 0 4px;
  padding: 0;
  text-transform: uppercase;
}

.request-form label {
  color: rgba(255, 255, 255, 0.68);
  display: grid;
  font-size: 14px;
  font-weight: 700;
  gap: 8px;
}

.request-form .full,
.request-form-note,
.request-step-actions {
  grid-column: 1 / -1;
}

.request-form input,
.request-form select,
.request-form textarea {
  appearance: none;
  background: rgba(255, 255, 255, 0.065);
  border: 1px solid rgba(255, 255, 255, 0.13);
  border-radius: 8px;
  color: rgba(255, 255, 255, 0.92);
  font: inherit;
  min-height: 52px;
  outline: 0;
  padding: 14px 15px;
  transition: border-color 180ms ease, box-shadow 180ms ease, background 180ms ease;
  width: 100%;
}

.request-form select {
  background-color: rgba(255, 255, 255, 0.065);
  background-image:
    linear-gradient(45deg, transparent 50%, var(--gold) 50%),
    linear-gradient(135deg, var(--gold) 50%, transparent 50%),
    linear-gradient(to bottom, rgba(244, 200, 74, 0.18), rgba(244, 200, 74, 0.18));
  background-position:
    calc(100% - 23px) 50%,
    calc(100% - 15px) 50%,
    calc(100% - 46px) 50%;
  background-repeat: no-repeat;
  background-size:
    8px 8px,
    8px 8px,
    1px 26px;
  border-color: rgba(244, 200, 74, 0.22);
  color-scheme: dark;
  cursor: pointer;
  padding-right: 54px;
}

.request-form select:hover {
  background-color: rgba(255, 255, 255, 0.09);
  border-color: rgba(244, 200, 74, 0.38);
}

.request-form select option {
  background: #252525;
  color: #fff;
}

.request-form select option:checked {
  background: #3a3422;
  color: var(--gold);
}

.request-form select.request-native-select {
  border: 0;
  height: 1px;
  margin: 0;
  min-height: 1px;
  opacity: 0;
  padding: 0;
  pointer-events: none;
  position: absolute;
  width: 1px;
}

.request-custom-select {
  min-width: 0;
  position: relative;
  z-index: var(--select-layer, 20);
}

.request-custom-select-button {
  align-items: center;
  background: rgba(255, 255, 255, 0.065);
  border: 1px solid rgba(244, 200, 74, 0.22);
  border-radius: 8px;
  color: rgba(255, 255, 255, 0.92);
  cursor: pointer;
  display: flex;
  font: inherit;
  justify-content: space-between;
  min-height: 52px;
  padding: 14px 46px 14px 15px;
  position: relative;
  text-align: left;
  transition: border-color 180ms ease, box-shadow 180ms ease, background 180ms ease;
  width: 100%;
}

.request-custom-select-button::after {
  border-bottom: 2px solid var(--gold);
  border-right: 2px solid var(--gold);
  content: "";
  height: 8px;
  position: absolute;
  right: 18px;
  top: 50%;
  transform: translateY(-62%) rotate(45deg);
  transition: transform 120ms ease;
  width: 8px;
}

.request-custom-select-button.is-placeholder {
  color: rgba(255, 255, 255, 0.46);
}

.request-custom-select-button:hover,
.request-custom-select.is-open .request-custom-select-button {
  background: rgba(255, 255, 255, 0.09);
  border-color: rgba(244, 200, 74, 0.46);
}

.request-custom-select.is-open .request-custom-select-button {
  box-shadow: 0 0 0 3px rgba(244, 200, 74, 0.1);
}

.request-custom-select.is-open .request-custom-select-button::after {
  transform: translateY(-35%) rotate(225deg);
}

.request-custom-select-list {
  background: #292929;
  border: 1px solid rgba(255, 255, 255, 0.11);
  border-radius: 8px;
  box-shadow: 0 22px 45px rgba(0, 0, 0, 0.38);
  display: none;
  left: 0;
  margin-top: 8px;
  max-height: 260px;
  overflow: auto;
  padding: 6px;
  position: absolute;
  right: 0;
  top: 100%;
  z-index: 60;
}

.request-custom-select.is-open .request-custom-select-list {
  display: grid;
  gap: 4px;
}

.request-custom-select-option {
  background: transparent;
  border: 0;
  border-radius: 6px;
  color: rgba(255, 255, 255, 0.78);
  cursor: pointer;
  font: inherit;
  font-weight: 750;
  min-height: 42px;
  padding: 10px 12px;
  text-align: left;
  transition: background 160ms ease, color 160ms ease;
  width: 100%;
}

.request-custom-select-option:hover,
.request-custom-select-option:focus-visible {
  background: rgba(255, 255, 255, 0.075);
  color: #fff;
  outline: 0;
}

.request-custom-select-option[aria-selected="true"] {
  background: rgba(255, 255, 255, 0.075);
  color: rgba(255, 255, 255, 0.92);
}

.request-form input::placeholder,
.request-form textarea::placeholder {
  color: rgba(255, 255, 255, 0.38);
}

.request-form textarea {
  min-height: 150px;
  resize: vertical;
}

.request-form input:focus,
.request-form select:focus,
.request-form textarea:focus {
  background: rgba(255, 255, 255, 0.09);
  border-color: rgba(244, 200, 74, 0.72);
  box-shadow: 0 0 0 3px rgba(244, 200, 74, 0.12);
}

.request-check-grid {
  display: grid;
  gap: 12px;
  grid-column: 1 / -1;
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.request-check-grid label {
  align-items: center;
  background: rgba(255, 255, 255, 0.055);
  border: 1px solid rgba(255, 255, 255, 0.12);
  border-radius: 8px;
  color: rgba(255, 255, 255, 0.78);
  display: flex;
  gap: 10px;
  min-height: 58px;
  padding: 14px;
}

.request-check-grid input {
  accent-color: var(--gold);
  appearance: auto;
  flex: 0 0 auto;
  min-height: 18px;
  width: 18px;
}

.request-form-note {
  background: rgba(244, 200, 74, 0.08);
  border: 1px solid rgba(244, 200, 74, 0.18);
  border-radius: 8px;
  color: rgba(255, 255, 255, 0.52);
  font-size: 13px;
  grid-column: 1 / -1;
  line-height: 1.5;
  margin: 0 clamp(22px, 4vw, 44px) clamp(22px, 4vw, 44px);
  padding: 12px 14px;
}

.request-privacy-consent {
  align-items: start;
  background: rgba(244, 200, 74, 0.08);
  border: 1px solid rgba(244, 200, 74, 0.18);
  border-radius: 8px;
  color: rgba(255, 255, 255, 0.78) !important;
  display: grid !important;
  gap: 12px !important;
  grid-column: 1 / -1;
  grid-template-columns: 22px minmax(0, 1fr);
  line-height: 1.45;
  padding: 14px;
}

.request-privacy-consent input {
  accent-color: var(--gold);
  height: 18px;
  margin: 2px 0 0;
  min-height: 18px;
  padding: 0;
  width: 18px;
}

.request-step-actions {
  display: flex;
  gap: 12px;
  justify-content: flex-end;
  margin-top: 8px;
}

.request-step-actions button {
  background: var(--gold);
  border: 0;
  border-radius: 8px;
  color: var(--navy);
  cursor: pointer;
  font: inherit;
  font-weight: 850;
  min-height: 56px;
  min-width: 150px;
  padding: 16px 20px;
  transition: filter 180ms ease, transform 180ms ease;
}

.request-step-actions button.secondary {
  background: rgba(255, 255, 255, 0.08);
  color: rgba(255, 255, 255, 0.82);
}

.request-step-actions button:hover {
  filter: brightness(1.04);
  transform: translateY(-1px);
}

.request-offer-preview {
  background: rgba(255, 255, 255, 0.94);
  border: 1px solid rgba(244, 200, 74, 0.34);
  border-radius: 8px;
  color: rgba(255, 255, 255, 0.8);
  grid-column: 1 / -1;
  line-height: 1.55;
  margin: 0 clamp(22px, 4vw, 44px) clamp(22px, 4vw, 44px);
  padding: clamp(20px, 3vw, 30px);
}

.request-offer-preview h3 {
  color: var(--navy);
  font-size: clamp(24px, 3vw, 34px);
  line-height: 1.1;
  margin: 0 0 18px;
}

.request-offer-preview h4 {
  color: rgba(37, 37, 37, 0.72);
  font-size: 13px;
  letter-spacing: 0.08em;
  margin: 24px 0 8px;
  text-transform: uppercase;
}

.request-offer-preview p,
.request-offer-preview ul,
.request-offer-preview ol {
  color: rgba(37, 37, 37, 0.72);
  margin: 8px 0 0;
}

.request-offer-preview ul,
.request-offer-preview ol {
  padding-left: 20px;
}

.request-offer-preview li + li {
  margin-top: 6px;
}

.request-offer-preview strong {
  color: var(--navy);
}

.request-form-note.is-error {
  color: #ffb7a6;
}

.request-form-note.is-success {
  color: rgba(244, 200, 74, 0.9);
}

.yacht-request-form fieldset {
  align-items: start;
}

.request-choice-group {
  display: grid;
  gap: 10px;
}

.request-choice-label {
  color: rgba(255, 255, 255, 0.74);
  font-size: 13px;
  font-weight: 800;
}

.request-radio-grid {
  display: grid;
  gap: 10px;
  grid-template-columns: repeat(auto-fit, minmax(150px, 1fr));
}

.request-binary-grid {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.request-radio-grid label {
  align-items: center;
  background: rgba(255, 255, 255, 0.045);
  border: 1px solid rgba(255, 255, 255, 0.1);
  border-radius: 8px;
  color: rgba(255, 255, 255, 0.8);
  cursor: pointer;
  display: flex;
  font-size: 14px;
  font-weight: 760;
  gap: 10px;
  min-height: 50px;
  padding: 12px 14px;
  position: relative;
  transition: background 180ms ease, border-color 180ms ease, color 180ms ease;
  user-select: none;
}

.request-radio-grid label:has(input:checked) {
  background: rgba(244, 200, 74, 0.12);
  border-color: rgba(244, 200, 74, 0.46);
  color: #fff;
}

.request-radio-grid input {
  appearance: none;
  background: #252525;
  border: 1px solid rgba(255, 255, 255, 0.22);
  border-radius: 999px;
  flex: 0 0 auto;
  height: 18px;
  min-height: 18px;
  position: relative;
  width: 18px;
}

.request-radio-grid input::after {
  background: var(--gold);
  border-radius: inherit;
  content: "";
  inset: 4px;
  opacity: 0;
  position: absolute;
  transition: opacity 120ms ease;
}

.request-radio-grid input:checked {
  border-color: var(--gold);
}

.request-radio-grid input:checked::after {
  opacity: 1;
}

.request-category-extra {
  align-items: start;
  display: grid;
  min-height: 86px;
}

.request-category-extra .request-conditional {
  margin: 0;
}

.request-conditional[hidden] {
  display: none;
}

.request-inline-fields {
  display: grid;
  gap: 18px;
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.request-claim-list {
  display: grid;
  gap: 12px;
}

.request-claim-entry {
  align-items: end;
  display: grid;
  gap: 12px;
  grid-template-columns: minmax(0, 1fr) minmax(0, 1fr) auto;
}

.request-add-claim,
.request-remove-claim {
  border: 1px solid rgba(244, 200, 74, 0.28);
  border-radius: 8px;
  cursor: pointer;
  font: inherit;
  font-size: 13px;
  font-weight: 850;
  min-height: 48px;
  padding: 0 14px;
}

.request-add-claim {
  background: rgba(244, 200, 74, 0.12);
  color: var(--gold);
  justify-self: start;
}

.request-remove-claim {
  background: rgba(255, 255, 255, 0.07);
  color: rgba(255, 255, 255, 0.82);
}

.request-hint {
  background: rgba(244, 200, 74, 0.1);
  border: 1px solid rgba(244, 200, 74, 0.32);
  border-radius: 8px;
  color: #fff;
  font-size: 15px;
  font-weight: 780;
  margin: 0;
  padding: 14px 16px;
}

.request-total-row input {
  background: rgba(244, 200, 74, 0.1);
  border-color: rgba(244, 200, 74, 0.3);
  color: #fff;
  font-weight: 850;
}

.request-page .request-panel {
  align-items: start;
  background: transparent;
  border: 0;
  overflow: visible;
  padding: 0;
}

.request-page .request-form {
  background: #252525;
  border: 1px solid rgba(244, 200, 74, 0.22);
  border-radius: 8px;
  box-shadow:
    0 0 0 1px rgba(255, 255, 255, 0.035) inset,
    0 28px 80px rgba(0, 0, 0, 0.22);
  color: #fff;
  display: grid;
  gap: 16px;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  margin: 0 auto;
  max-width: 1240px;
  overflow: visible;
  padding: clamp(24px, 3.4vw, 42px);
  width: 100%;
}

.request-page .request-wizard-steps {
  background: transparent;
  border: 0;
  padding: 0;
}

.request-page .request-wizard-steps button {
  background: #2c2c2c;
  border: 1px solid rgba(255, 255, 255, 0.08);
  box-shadow: none;
  min-height: 54px;
}

.request-page .request-wizard-steps button.is-active {
  background: var(--gold);
  border-color: var(--gold);
  box-shadow: none;
}

.request-page .request-wizard-steps button.is-complete {
  background: rgba(244, 200, 74, 0.12);
  border-color: rgba(244, 200, 74, 0.28);
}

.request-page .request-form fieldset {
  background: #292929;
  border: 0;
  border-radius: 8px;
  box-shadow: inset 0 1px 0 rgba(255, 255, 255, 0.045);
  display: grid;
  gap: 16px;
  grid-column: span 1;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  margin: 0;
  padding: clamp(16px, 2.3vw, 22px);
}

.request-page .request-form-step[data-request-step="0"] fieldset,
.request-page .request-form-step[data-request-step="1"] fieldset,
.request-page .request-form-step[data-request-step="2"] fieldset:nth-child(2),
.request-page .request-form-step[data-request-step="2"] fieldset:nth-child(3) {
  grid-column: 1 / -1;
}

.request-page .request-form-step[data-request-step="2"] fieldset:nth-child(3) {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.request-page .request-form legend {
  color: var(--gold);
  font-size: 13px;
  font-weight: 850;
  letter-spacing: 0;
  margin: 0;
  padding: 0;
  text-transform: none;
}

.request-page .request-form label,
.request-page .request-choice-label {
  color: rgba(255, 255, 255, 0.66);
  font-size: 13px;
  font-weight: 680;
}

.request-page .request-form input,
.request-page .request-form select,
.request-page .request-form textarea,
.request-page .request-custom-select-button {
  background: #303030;
  border: 1px solid rgba(255, 255, 255, 0.1);
  border-radius: 8px;
  color: rgba(255, 255, 255, 0.92);
  min-height: 48px;
  padding: 12px 14px;
  transition: background 140ms ease, border-color 140ms ease, box-shadow 140ms ease;
}

.request-page .request-custom-select-button {
  padding-right: 46px;
}

.request-page .request-form input:focus,
.request-page .request-form select:focus,
.request-page .request-form textarea:focus,
.request-page .request-custom-select.is-open .request-custom-select-button {
  background: #323232;
  border-color: rgba(244, 200, 74, 0.55);
  box-shadow: 0 0 0 2px rgba(244, 200, 74, 0.1);
}

.request-page .request-radio-grid {
  gap: 8px;
}

.request-page .request-radio-grid label,
.request-page .request-check-grid label {
  background: #303030;
  border: 1px solid rgba(255, 255, 255, 0.1);
  border-radius: 8px;
  color: rgba(255, 255, 255, 0.76);
  min-height: 48px;
  padding: 11px 13px;
  transition: background 120ms ease, border-color 120ms ease, color 120ms ease;
}

.request-page .request-radio-grid label:has(input:checked),
.request-page .request-check-grid label:has(input:checked) {
  background: #343126;
  border-color: rgba(244, 200, 74, 0.38);
  color: #fff;
}

.request-page .request-radio-grid input {
  background: #252525;
  border: 1px solid rgba(255, 255, 255, 0.22);
  border-radius: 999px;
  height: 18px;
  min-height: 18px;
  padding: 0;
  width: 18px;
}

.request-page .request-radio-grid input:checked {
  border-color: var(--gold);
}

.request-page .request-category-extra {
  min-height: 74px;
}

.request-page .request-form textarea {
  min-height: 116px;
}

.request-page .request-hint,
.request-page .request-form-note {
  background: rgba(244, 200, 74, 0.08);
  border: 1px solid rgba(244, 200, 74, 0.18);
  border-radius: 8px;
  color: rgba(255, 255, 255, 0.72);
  font-size: 13px;
  line-height: 1.5;
  margin: 0;
  padding: 12px 14px;
}

.request-page .request-form-note:empty {
  display: none;
}

.request-page .request-step-actions {
  margin-top: 2px;
}

.request-page .request-step-actions button {
  background: var(--gold);
  border: 0;
  border-radius: 8px;
  color: var(--navy);
  min-height: 56px;
  transform: none;
}

.request-page .request-step-actions button:hover {
  filter: brightness(1.03);
  transform: none;
}

.request-page .request-offer-preview {
  background: #252525;
  border: 1px solid rgba(244, 200, 74, 0.18);
  border-radius: 8px;
  color: rgba(255, 255, 255, 0.8);
  margin: 0 auto;
  max-width: 1080px;
  width: 100%;
}

.request-page .request-offer-preview h3,
.request-page .request-offer-preview strong {
  color: #fff;
}

.request-page .request-offer-preview h4 {
  color: var(--gold);
}

.request-page .request-offer-preview p,
.request-page .request-offer-preview ul,
.request-page .request-offer-preview ol {
  color: rgba(255, 255, 255, 0.72);
}

.request-page .request-offer-preview pre {
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid rgba(244, 200, 74, 0.14);
  border-radius: 8px;
  color: rgba(255, 255, 255, 0.78);
  font: 12px/1.5 ui-monospace, SFMono-Regular, Menlo, Consolas, monospace;
  margin: 18px 0 0;
  overflow-x: auto;
  padding: 14px;
  white-space: pre-wrap;
}

.service-page {
  padding-bottom: clamp(74px, 9vw, 120px);
}

.service-hero {
  align-items: start;
  display: grid;
  gap: clamp(32px, 5vw, 76px);
  grid-template-columns: minmax(0, 1fr) clamp(320px, 28vw, 440px);
  padding-bottom: var(--hero-bottom-space);
}

.service-hero-copy {
  align-self: start;
  max-width: var(--hero-copy-window);
}

.service-hero h1 {
  color: #fff;
  font-size: clamp(42px, 7vw, 92px);
  font-weight: 760;
  line-height: 1.04;
  margin: 0;
  max-width: var(--hero-copy-window);
}

.service-hero p:not(.eyebrow),
.service-section-head p:not(.eyebrow) {
  color: var(--muted);
  font-size: clamp(17px, 1.55vw, 22px);
  line-height: 1.58;
  margin: var(--hero-lead-gap) 0 0;
  max-width: var(--hero-copy-window);
}

.service-hero-panel {
  align-self: start;
  background:
    linear-gradient(135deg, rgba(244, 200, 74, 0.18), transparent 42%),
    rgba(255, 255, 255, 0.065);
  border: 1px solid rgba(244, 200, 74, 0.28);
  border-radius: var(--radius-lg);
  display: grid;
  gap: 14px;
  justify-self: stretch;
  min-height: 0;
  padding: clamp(24px, 3vw, 38px);
}

.service-hero-panel span,
.service-detail-grid article > span {
  color: var(--gold);
  font-size: 12px;
  font-weight: 850;
  letter-spacing: 0.14em;
  text-transform: uppercase;
}

.service-hero-panel strong {
  color: #fff;
  font-size: clamp(28px, 2.25vw, 36px);
  line-height: 1.04;
  white-space: nowrap;
}

.service-hero-panel p {
  color: var(--muted);
  font-size: clamp(16px, 1.15vw, 18px);
  line-height: 1.55;
  margin: 0;
  max-width: 34ch;
}

.service-hero-panel a,
.service-detail-grid a,
.service-cta-actions a {
  align-items: center;
  border-radius: 8px;
  display: inline-flex;
  font-weight: 850;
  justify-content: center;
  min-height: 54px;
  padding: 0 18px;
  text-decoration: none;
}

.service-hero-panel a,
.service-cta-actions a:first-child {
  background: var(--gold);
  color: var(--navy);
}

.insurance-hero-cta,
.service-hero-panel a,
.service-cta-actions a,
.advice-next-button {
  align-items: center;
  border-radius: 8px;
  display: inline-flex;
  font-size: 15px;
  font-weight: 850;
  justify-content: center;
  line-height: 1.1;
  min-height: 50px;
  min-width: 154px;
  padding: 0 22px;
  text-decoration: none;
  white-space: nowrap;
}

.service-flow,
.service-faq {
  padding: clamp(38px, 6vw, 76px) 0;
}

.service-section-head {
  margin-bottom: clamp(24px, 4vw, 42px);
  max-width: 860px;
}

.service-section-head h2 {
  margin: 0;
}

.service-flow-grid {
  display: grid;
  gap: 1px;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  overflow: hidden;
  border-radius: var(--radius-lg);
}

.service-flow-grid article {
  background: rgba(255, 255, 255, 0.055);
  display: grid;
  gap: 12px;
  min-height: 260px;
  padding: clamp(22px, 3vw, 30px);
}

.service-flow-grid span {
  color: var(--gold);
  font-size: 13px;
  font-weight: 850;
  letter-spacing: 0.16em;
}

.service-flow-grid h3,
.service-detail-grid h2 {
  color: #fff;
  line-height: 1.08;
  margin: 0;
}

.service-flow-grid h3 {
  font-size: clamp(22px, 2vw, 30px);
  min-height: 3.25em;
}

.service-flow-grid p,
.service-detail-grid p {
  color: var(--muted);
  line-height: 1.55;
  margin: 0;
}

.service-flow-grid p {
  min-height: 9.35em;
}

.service-detail-grid {
  display: grid;
  gap: 14px;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  padding: clamp(18px, 4vw, 46px) 0 clamp(42px, 7vw, 82px);
}

.service-detail-grid article {
  background: rgba(37, 37, 37, 0.76);
  border: 1px solid rgba(255, 255, 255, 0.1);
  border-radius: var(--radius-md);
  display: grid;
  gap: 16px;
  min-height: 380px;
  padding: clamp(22px, 3vw, 32px);
}

.service-detail-grid h2 {
  font-size: clamp(25px, 3vw, 38px);
  min-height: 5.4em;
}

.service-detail-grid p {
  min-height: 9.35em;
}

.service-detail-grid a {
  align-self: end;
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(244, 200, 74, 0.25);
  color: #fff;
}

.service-cta {
  align-items: center;
  background:
    linear-gradient(135deg, rgba(244, 200, 74, 0.12), transparent 38%),
    rgba(255, 255, 255, 0.055);
  border: 1px solid rgba(255, 255, 255, 0.1);
  border-radius: var(--radius-lg);
  display: grid;
  gap: clamp(22px, 4vw, 42px);
  grid-template-columns: minmax(0, 1fr) minmax(260px, 0.44fr);
  padding: clamp(24px, 5vw, 48px);
}

.service-cta h2 {
  margin: 0;
}

.service-cta-actions {
  display: grid;
  gap: 12px;
}

.service-cta-actions a:last-child {
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(244, 200, 74, 0.28);
  color: #fff;
}

.service-hero-panel a:hover,
.service-detail-grid a:hover,
.service-cta-actions a:hover {
  transform: translateY(-2px);
}

.about-page {
  padding-bottom: clamp(74px, 9vw, 120px);
}

.about-hero {
  color: var(--text);
  align-items: center;
  display: grid;
  gap: clamp(28px, 5vw, 76px);
  grid-template-columns: minmax(0, 0.95fr) minmax(320px, 0.72fr);
  padding-bottom: var(--hero-bottom-space);
}

.about-hero-copy {
  min-width: 0;
}

.about-hero h1 {
  color: #fff;
  font-size: clamp(42px, 7vw, 92px);
  font-weight: 760;
  line-height: 1.04;
  margin: 0;
  max-width: var(--hero-text-width);
}

.about-hero p:not(.eyebrow) {
  color: var(--muted);
  font-size: clamp(18px, 2vw, 24px);
  line-height: 1.55;
  margin: var(--hero-lead-gap) 0 0;
  max-width: var(--hero-copy-window);
}

.about-hero h1 {
  max-width: var(--hero-copy-window);
}

.about-hero-image {
  align-self: stretch;
  aspect-ratio: 4 / 3;
  border: 1px solid rgba(255, 255, 255, 0.14);
  border-radius: 22px;
  box-shadow: 0 24px 70px rgba(0, 0, 0, 0.28);
  margin: 0;
  min-height: 320px;
  overflow: hidden;
  width: 100%;
}

.about-hero-image img {
  display: block;
  filter: contrast(1.05);
  height: 100%;
  object-fit: cover;
  object-position: center;
  width: 100%;
}

.about-intro {
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  display: grid;
  gap: clamp(28px, 6vw, 90px);
  grid-template-columns: minmax(0, 0.9fr) minmax(320px, 1fr);
  padding: clamp(38px, 6vw, 76px) 0;
}

.about-intro h2 {
  margin: 0;
}

.about-copy {
  align-self: end;
  display: grid;
  gap: 18px;
}

.about-copy p {
  color: var(--muted);
  font-size: clamp(17px, 1.5vw, 21px);
  line-height: 1.62;
  margin: 0;
}

.about-copy p[data-i18n="about-why-text-1"] {
  min-height: 8.1em;
}

.about-copy p[data-i18n="about-why-text-2"] {
  min-height: 4.9em;
}

.about-name-grid {
  display: grid;
  gap: 14px;
}

.about-name-grid div {
  background: rgba(255, 255, 255, 0.045);
  border: 1px solid rgba(255, 255, 255, 0.1);
  border-radius: var(--radius-md);
  display: grid;
  gap: 10px;
  padding: clamp(20px, 3vw, 28px);
  position: relative;
  transition: background 220ms ease, border-color 220ms ease, transform 220ms ease;
}

.about-name-grid div::before {
  background: var(--gold);
  content: "";
  height: 3px;
  left: 0;
  position: absolute;
  right: 0;
  top: 0;
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 260ms ease;
}

.about-name-grid div:hover {
  background: rgba(255, 255, 255, 0.07);
  border-color: rgba(244, 200, 74, 0.36);
  transform: translateY(-4px);
}

.about-name-grid div:hover::before {
  transform: scaleX(1);
}

.about-name-grid strong {
  color: var(--gold);
  font-size: clamp(34px, 4vw, 54px);
  line-height: 1;
}

.about-name-grid span {
  color: var(--muted);
  font-size: clamp(16px, 1.4vw, 19px);
  line-height: 1.55;
  min-height: 3.1em;
}

.about-principles {
  display: grid;
  gap: 1px;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  margin-top: clamp(42px, 7vw, 86px);
}

.about-principles article {
  background: linear-gradient(145deg, rgba(255, 255, 255, 0.07), rgba(255, 255, 255, 0.025));
  border: 1px solid rgba(255, 255, 255, 0.1);
  min-height: 250px;
  padding: clamp(24px, 4vw, 38px);
  position: relative;
  transition: background 220ms ease, border-color 220ms ease, transform 220ms ease;
}

.about-principles article::before {
  background: var(--gold);
  content: "";
  height: 3px;
  left: 0;
  position: absolute;
  right: 0;
  top: 0;
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 260ms ease;
}

.about-principles article:hover {
  background: linear-gradient(145deg, rgba(255, 255, 255, 0.095), rgba(255, 255, 255, 0.035));
  border-color: rgba(244, 200, 74, 0.34);
  transform: translateY(-6px);
}

.about-principles article:hover::before {
  transform: scaleX(1);
}

.about-principles article:first-child {
  border-radius: var(--radius-lg) 0 0 var(--radius-lg);
}

.about-principles article:last-child {
  border-radius: 0 var(--radius-lg) var(--radius-lg) 0;
}

.about-principles span {
  color: var(--gold);
  display: block;
  font-size: 13px;
  font-weight: 850;
  letter-spacing: 0.16em;
  margin-bottom: 28px;
}

.about-principles h3 {
  color: #fff;
  font-size: clamp(26px, 3vw, 38px);
  line-height: 1.08;
  margin: 0 0 18px;
  min-height: 2.16em;
}

.about-principles p {
  color: var(--muted);
  font-size: 16px;
  line-height: 1.55;
  margin: 0;
  min-height: 4.65em;
}

.about-why {
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  display: grid;
  gap: clamp(28px, 6vw, 90px);
  grid-template-columns: minmax(0, 0.9fr) minmax(320px, 1fr);
  margin-top: clamp(42px, 7vw, 86px);
  padding: clamp(38px, 6vw, 76px) 0;
}

.about-why h2 {
  margin: 0;
}

.about-founder {
  border-left: 1px solid rgba(244, 200, 74, 0.58);
  color: rgba(255, 255, 255, 0.8) !important;
  font-weight: 760;
  padding-left: 20px;
}

.about-team {
  margin-top: clamp(54px, 8vw, 110px);
}

.about-team-head {
  align-items: start;
  display: grid;
  gap: clamp(28px, 6vw, 92px);
  grid-template-columns: minmax(0, 1fr) minmax(320px, 0.68fr);
  margin-bottom: clamp(34px, 6vw, 74px);
}

.about-team-head h2 {
  color: #fff;
  font-size: clamp(48px, 8vw, 118px);
  line-height: 0.95;
  margin: 0;
}

.about-team-head h2 span {
  color: var(--gold);
}

.about-team-head > p {
  color: var(--muted);
  font-size: clamp(18px, 2vw, 25px);
  line-height: 1.45;
  margin: 0;
  min-height: 8lh;
}

.team-member-grid {
  display: grid;
  gap: clamp(18px, 2.4vw, 28px);
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.team-member-card {
  background:
    linear-gradient(135deg, rgba(244, 200, 74, 0.07), transparent 42%),
    linear-gradient(145deg, rgba(255, 255, 255, 0.056), rgba(255, 255, 255, 0.024));
  border: 1px solid rgba(255, 255, 255, 0.1);
  border-radius: var(--radius-lg);
  display: flex;
  flex-direction: column;
  min-height: 100%;
  overflow: hidden;
}

.team-member-photo {
  align-items: center;
  aspect-ratio: 4 / 3;
  background:
    linear-gradient(135deg, rgba(244, 200, 74, 0.16), transparent 42%),
    rgba(255, 255, 255, 0.04);
  display: flex;
  justify-content: center;
  margin: 0;
  overflow: hidden;
  padding: clamp(12px, 1.4vw, 18px);
  position: relative;
}

.team-member-photo img {
  display: block;
  height: 100%;
  max-height: 100%;
  max-width: 100%;
  object-fit: contain;
  object-position: center;
  width: 100%;
}

.team-member-photo.is-placeholder {
  align-items: center;
  display: flex;
  justify-content: center;
}

.team-member-photo.is-placeholder span {
  align-items: center;
  border: 1px solid rgba(244, 200, 74, 0.36);
  border-radius: 999px;
  color: var(--gold);
  display: inline-flex;
  font-size: clamp(34px, 4vw, 54px);
  font-weight: 850;
  height: clamp(96px, 10vw, 136px);
  justify-content: center;
  width: clamp(96px, 10vw, 136px);
}

.team-member-copy {
  display: flex;
  flex-direction: column;
  justify-content: flex-start;
  padding: clamp(28px, 3.2vw, 46px);
}

.team-member-copy > .eyebrow {
  margin-top: 0;
}

.team-member-card h3 {
  color: #fff;
  font-size: clamp(30px, 3.2vw, 46px);
  line-height: 1;
  margin: 0 0 clamp(16px, 2vw, 22px);
}

.team-member-card p:not(.eyebrow) {
  color: var(--muted);
  font-size: clamp(16px, 1.12vw, 17px);
  line-height: 1.55;
  margin: 0 0 16px;
}

.team-member-card p:last-child {
  margin-bottom: 0;
}

.about-location {
  align-items: stretch;
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  display: grid;
  gap: clamp(24px, 5vw, 72px);
  grid-template-columns: minmax(260px, 0.48fr) minmax(0, 1fr);
  margin-top: clamp(44px, 7vw, 92px);
  padding-top: clamp(34px, 5vw, 68px);
}

.about-location-copy {
  align-self: center;
  display: grid;
  gap: 16px;
}

.about-location-copy h2 {
  color: #fff;
  font-size: clamp(34px, 4.4vw, 64px);
  line-height: 0.98;
  margin: 0;
}

.about-location-copy p:not(.eyebrow) {
  color: var(--muted);
  font-size: clamp(18px, 1.7vw, 24px);
  line-height: 1.45;
  margin: 0;
  max-width: 560px;
}

.about-location-copy a {
  color: var(--gold);
  font-size: 18px;
  font-weight: 800;
  text-decoration: none;
}

.about-location-copy a:hover {
  color: #fff;
}

.about-map-card {
  background:
    linear-gradient(135deg, rgba(244, 200, 74, 0.12), transparent 38%),
    rgba(255, 255, 255, 0.035);
  border: 1px solid rgba(244, 200, 74, 0.24);
  border-radius: var(--radius-lg);
  box-shadow: 0 26px 70px rgba(0, 0, 0, 0.28);
  min-height: clamp(320px, 34vw, 460px);
  overflow: hidden;
  position: relative;
}

.about-map-card iframe {
  border: 0;
  display: block;
  filter: grayscale(0.28) contrast(0.95) brightness(0.9);
  height: 100%;
  inset: 0;
  position: absolute;
  width: 100%;
}

@media (max-width: 1024px) {
  .team-member-grid {
    grid-template-columns: minmax(0, 1fr);
  }

  .team-member-card {
    align-items: center;
    column-gap: clamp(34px, 4.2vw, 58px);
    display: grid;
    grid-template-columns: minmax(260px, 34%) minmax(0, 1fr);
  }

  .team-member-photo {
    aspect-ratio: auto;
    align-self: stretch;
    grid-row: 1 / -1;
    min-height: clamp(300px, 32vw, 430px);
    padding: clamp(22px, 2.8vw, 36px);
  }

  .team-member-photo img {
    height: auto;
    max-height: min(540px, 100%);
    width: min(100%, 340px);
  }

  .team-member-copy {
    grid-column: 2;
    padding: clamp(30px, 4vw, 52px) clamp(30px, 4vw, 56px) clamp(30px, 4vw, 52px) 0;
  }
}

@media (max-width: 760px) {
  .team-member-grid {
    grid-template-columns: minmax(0, 1fr);
  }

  .team-member-card {
    display: flex;
    flex-direction: column;
  }

  .team-member-photo {
    aspect-ratio: 4 / 3;
    align-self: stretch;
    grid-row: auto;
    min-height: 0;
    padding: clamp(16px, 4vw, 24px);
  }

  .team-member-photo img {
    height: 100%;
    max-height: 100%;
    width: 100%;
  }

  .team-member-copy {
    grid-column: auto;
    padding: clamp(26px, 6vw, 36px);
  }

  .about-location {
    grid-template-columns: minmax(0, 1fr);
  }

  .about-map-card {
    min-height: 300px;
  }
}

@media (max-width: 560px) {
  .team-member-card {
    display: flex;
    flex-direction: column;
  }

  .team-member-photo {
    padding: 18px;
  }

  .team-member-photo img {
    width: 100%;
  }

  .team-member-copy {
    padding: 26px 22px 28px;
  }

  .team-member-card h3 {
    font-size: clamp(25px, 9vw, 34px);
  }

  .team-member-card p:not(.eyebrow) {
    font-size: 15px;
    line-height: 1.45;
  }
}

.insurance-grid .service-card div {
  display: flex;
  flex: 1;
  flex-direction: column;
}

@media (max-width: 1050px) {
  .service-hero,
  .service-cta {
    grid-template-columns: 1fr;
  }

  .service-hero-panel {
    align-self: stretch;
    min-height: 0;
  }

  .service-flow-grid,
  .service-detail-grid {
    grid-template-columns: 1fr 1fr;
  }

  .coverage-basics-head,
  .request-panel,
  .about-intro,
  .about-why,
  .about-team-head,
  .insurance-list-copy {
    align-items: start;
    grid-template-columns: 1fr;
  }

  .insurance-more {
    grid-column: 1;
  }

  .about-principles {
    gap: 14px;
    grid-template-columns: 1fr;
  }

  .about-principles article,
  .about-principles article:first-child,
  .about-principles article:last-child {
    border-radius: var(--radius-lg);
  }

}

@media (max-width: 1280px) {
  .insurance-page {
    padding-left: clamp(22px, 5vw, 70px);
    padding-right: clamp(22px, 5vw, 70px);
  }

  .insurance-hero {
    align-items: start;
    gap: clamp(24px, 4vw, 42px);
    grid-template-columns: minmax(0, 1fr) clamp(320px, 30vw, 450px);
  }

  .insurance-hero h1 {
    font-size: clamp(40px, 4.45vw, 58px);
    max-width: 100%;
  }

  .insurance-hero-copy {
    max-width: none;
  }

  .insurance-hero-copy [data-i18n="insurance-hero-lead"] {
    font-size: clamp(17px, 1.75vw, 21px);
    max-width: 100%;
  }

  .insurance-hero-image {
    align-self: start;
    justify-self: stretch;
    max-width: none;
    width: 100%;
  }

  .service-hero {
    gap: clamp(24px, 4vw, 42px);
    grid-template-columns: minmax(0, 1fr) clamp(300px, 28vw, 420px);
  }

  .service-hero h1 {
    font-size: clamp(40px, 4.45vw, 58px);
    max-width: 100%;
  }

  .service-hero p:not(.eyebrow) {
    font-size: clamp(17px, 1.75vw, 21px);
    max-width: 100%;
  }

  .service-hero-panel {
    align-self: start;
    min-height: clamp(280px, 36vw, 360px);
  }

  .service-flow-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .service-flow-grid article {
    min-height: 240px;
  }

  .service-flow-grid h3,
  .service-flow-grid p {
    min-height: 0;
  }

  .damage-intro-call {
    grid-template-columns: minmax(0, 1fr) auto;
  }

  .damage-call-action {
    grid-column: 2;
    justify-items: center;
    justify-self: end;
    margin-right: 0;
  }
}

@media (max-width: 900px) {
  .service-hero {
    grid-template-columns: 1fr;
  }

  .insurance-hero-image {
    justify-self: stretch;
    max-width: none;
    width: 100%;
  }

  .damage-intro-call {
    grid-template-columns: minmax(0, var(--hero-text-width));
  }

  .damage-call-action {
    grid-column: 1;
    justify-items: start;
    justify-self: start;
    margin-right: 0;
  }
}

@media (max-width: 768px) {
  .insurance-hero-image {
    border-radius: 8px;
    height: 45vh;
    min-height: 240px;
  }
}

@media (max-width: 480px) {
  .insurance-hero {
    grid-template-columns: minmax(0, 1fr);
    min-height: 0;
  }

  .insurance-hero-image {
    height: 42vh;
    min-height: 210px;
  }
}

@media (max-width: 1180px) {
  .request-wizard-steps {
    grid-auto-columns: minmax(122px, 1fr);
    grid-auto-flow: column;
    grid-template-columns: none;
    overflow-x: auto;
  }
}

@media (max-width: 700px) {
  .header-cta {
    font-size: 0;
    width: 92px;
  }

  .header-cta::after {
    content: "Schaden";
    font-size: 13px;
  }

  html[lang="en"] .header-cta::after {
    content: "Claim";
  }

  .story-row .service-card {
    width: 100%;
  }

  .coverage-basics-grid {
    grid-template-columns: 1fr;
  }

  .coverage-basic {
    border-radius: 0;
    grid-template-columns: 1fr;
  }

  .coverage-table-wrap {
    border-top: 1px solid rgba(244, 200, 74, 0.28);
    overflow-x: auto;
    -webkit-overflow-scrolling: touch;
  }

  .coverage-table {
    border-collapse: collapse;
    min-width: 0;
    table-layout: fixed;
    width: 100%;
  }

  .coverage-table thead {
    display: table-header-group;
  }

  .coverage-table tbody {
    display: table-row-group;
  }

  .coverage-table tr {
    display: table-row;
  }

  .coverage-table th,
  .coverage-table td {
    border-bottom: 1px solid rgba(255, 255, 255, 0.08);
    display: table-cell;
    padding: 12px 8px;
    vertical-align: middle;
  }

  .coverage-table thead th {
    font-size: 11px;
    letter-spacing: 0.08em;
  }

  .coverage-table thead th:first-child {
    width: 56%;
  }

  .coverage-table thead th:not(:first-child),
  .coverage-table tbody td {
    width: 22%;
  }

  .coverage-table tbody th {
    color: rgba(255, 255, 255, 0.78);
    font-size: 13px;
    line-height: 1.3;
    text-align: left;
  }

  .coverage-table tbody td {
    font-size: 18px;
    line-height: 1;
    text-align: center;
  }

  .coverage-table tbody td::before {
    content: none;
    display: none;
  }

  .coverage-basic:first-child {
    border-radius: var(--radius-lg) var(--radius-lg) 0 0;
  }

  .coverage-basic:last-child {
    border-radius: 0 0 var(--radius-lg) var(--radius-lg);
  }

  .coverage-basic-visual {
    min-height: 170px;
  }

  .request-form {
    grid-template-columns: 1fr;
  }

  .request-form fieldset {
    grid-template-columns: 1fr;
  }

  .request-page .request-form,
  .request-page .request-form fieldset,
  .request-page .request-form fieldset:nth-of-type(4) {
    grid-template-columns: 1fr;
  }

  .request-page .request-form fieldset {
    grid-column: 1 / -1;
  }

  .request-binary-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .request-claim-entry {
    grid-template-columns: 1fr;
  }

  .request-remove-claim {
    justify-self: start;
  }

  .request-check-grid {
    grid-template-columns: 1fr;
  }

  .request-step-actions {
    flex-direction: column-reverse;
  }

  .request-step-actions button {
    width: 100%;
  }

  .insurance-list-item {
    grid-template-columns: 1fr;
  }

  .service-flow-grid,
  .service-detail-grid {
    grid-template-columns: 1fr;
  }

  .service-flow-grid article,
  .service-detail-grid article {
    min-height: 0;
  }
}

.insurance-grid .service-card p {
  flex: 1;
}

.insurance-grid .service-card a {
  align-self: flex-start;
  border-radius: 8px;
  outline: none;
  position: static;
}

.insurance-grid .service-card a::after {
  content: "";
  inset: 0;
  position: absolute;
  z-index: 2;
}

.insurance-grid .service-card a:focus-visible {
  box-shadow: 0 0 0 3px rgba(244, 200, 74, 0.34);
}

.insurance-grid .service-card h3,
.insurance-grid .service-card p,
.insurance-grid .service-card a {
  position: relative;
  z-index: 3;
}

[data-reveal] {
  opacity: 0;
  transform: translateY(18px);
  transition: opacity 520ms ease, transform 520ms ease, border-color 260ms ease, box-shadow 260ms ease;
}

[data-reveal].is-revealed {
  opacity: 1;
  transform: translateY(0);
}

.insurance-grid [data-reveal]:nth-child(2) {
  transition-delay: 70ms;
}

.insurance-grid [data-reveal]:nth-child(3) {
  transition-delay: 140ms;
}

.insurance-grid [data-reveal]:nth-child(4) {
  transition-delay: 210ms;
}

.insurance-grid [data-reveal]:nth-child(5) {
  transition-delay: 280ms;
}

.insurance-grid [data-reveal]:nth-child(6) {
  transition-delay: 350ms;
}

.insurance-grid [data-reveal]:nth-child(7) {
  transition-delay: 420ms;
}

@media (prefers-reduced-motion: reduce) {
  .insurance-grid .service-card,
  .insurance-grid .service-card::before,
  [data-reveal] {
    animation: none;
    opacity: 1;
    transform: none;
    transition: none;
  }
}

@media (max-width: 1050px) {
  .insurance-grid {
    display: flex;
    overflow-x: auto;
    overflow-y: visible;
    scroll-padding-inline: var(--page-side-space);
    scroll-snap-type: x mandatory;
    scrollbar-width: none;
    touch-action: pan-x pan-y;
  }

  .insurance-grid::-webkit-scrollbar {
    display: none;
  }

  .insurance-grid .service-card {
    flex: 0 0 clamp(260px, 76vw, 360px);
    min-width: clamp(260px, 76vw, 360px);
    scroll-snap-align: start;
  }
}

@media (max-width: 700px) {
  .insurance-grid {
    display: flex;
  }
}

.cookie-banner {
  align-items: center;
  background: rgba(37, 37, 37, 0.92);
  backdrop-filter: blur(22px) saturate(1.1);
  border: 1px solid rgba(255, 255, 255, 0.16);
  border-radius: 8px;
  bottom: clamp(14px, 3vw, 28px);
  box-shadow: 0 24px 70px rgba(0, 0, 0, 0.34);
  color: var(--text);
  display: grid;
  gap: 18px;
  grid-template-columns: minmax(0, 1fr) auto;
  left: clamp(14px, 4vw, 56px);
  opacity: 0;
  padding: 18px;
  position: fixed;
  right: clamp(14px, 4vw, 56px);
  transform: translateY(14px);
  transition: opacity 180ms ease, transform 180ms ease;
  z-index: 80;
}

.cookie-banner.is-visible {
  opacity: 1;
  transform: translateY(0);
}

.cookie-banner__content {
  display: grid;
  gap: 6px;
}

.cookie-banner__content p {
  color: rgba(255, 255, 255, 0.72);
  font-size: 14px;
  line-height: 1.5;
  margin: 0;
}

.cookie-banner__title {
  color: #fff !important;
  font-weight: 850;
}

.cookie-banner a {
  color: var(--gold);
  font-weight: 750;
}

.cookie-banner__actions {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  justify-content: flex-end;
}

.cookie-banner button {
  background: var(--gold);
  border: 0;
  border-radius: 8px;
  color: var(--navy);
  cursor: pointer;
  font: inherit;
  font-size: 13px;
  font-weight: 850;
  min-height: 44px;
  padding: 12px 16px;
  white-space: nowrap;
}

.cookie-banner button.secondary {
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.14);
  color: rgba(255, 255, 255, 0.86);
}

@media (max-width: 720px) {
  .cookie-banner {
    grid-template-columns: 1fr;
  }

  .cookie-banner__actions {
    justify-content: stretch;
  }

  .cookie-banner button {
    flex: 1 1 160px;
  }
}

@media (max-width: 768px) {
  :root {
    --page-side-space: clamp(18px, 5vw, 34px);
    --hero-top-offset: clamp(132px, 17vh, 156px);
    --hero-bottom-space: clamp(34px, 8vw, 58px);
  }

  html {
    scroll-padding-top: 78px;
  }

  body {
    min-width: 0;
  }

  img,
  video,
  canvas,
  svg {
    max-width: 100%;
  }

  .site-header {
    gap: 10px;
    grid-template-columns: minmax(0, 1fr) auto auto;
    left: 12px;
    padding: 8px 10px;
    right: 12px;
    top: 10px;
  }

  .brand {
    font-size: clamp(14px, 4vw, 16px);
    min-width: 0;
  }

  .brand-text,
  .brand strong,
  .brand small {
    overflow: hidden;
    text-overflow: ellipsis;
    white-space: nowrap;
  }

  .brand-text {
    display: block;
    min-width: 0;
  }

  .brand-mark {
    height: 40px;
    width: 40px;
  }

  .language-switch,
  .nav-toggle {
    flex: 0 0 auto;
  }

  .site-nav {
    max-height: calc(100vh - 92px);
    overflow-y: auto;
  }

  .about-hero {
    gap: 28px;
    grid-template-columns: minmax(0, 1fr);
  }

  .about-hero-image {
    aspect-ratio: 16 / 9;
    min-height: clamp(220px, 42vw, 320px);
  }

  .hero-content,
  .insurance-page,
  .service-page,
  .about-page,
  .request-page,
  .calculator-page {
    min-width: 0;
  }

  h1,
  .hero h1,
  .insurance-hero h1,
  .service-hero h1,
  .about-hero h1,
  .request-hero h1 {
    hyphens: manual;
    overflow-wrap: normal;
  }

  .insurance-hero {
    gap: 22px;
    grid-template-columns: minmax(0, 1fr);
  }

  .insurance-hero h1,
  .insurance-hero-copy [data-i18n="insurance-hero-lead"] {
    -webkit-hyphens: manual;
    hyphens: manual;
    overflow-wrap: normal;
    word-break: normal;
  }

  .insurance-hero-copy {
    display: flex;
    flex-direction: column;
  }

  .insurance-hero-cta {
    margin-top: 22px;
  }

  .insurance-hero-image {
    min-height: clamp(250px, 45vh, 354px);
  }

  .section,
  .advice-callout,
  .damage-section,
  .split-section,
  .contact-section,
  .site-footer,
  .coverage-basics-head,
  .request-panel,
  .service-hero,
  .service-cta,
  .about-intro,
  .about-why,
  .about-team-head,
  .calculator-template-grid,
  .damage-intro-call {
    grid-template-columns: minmax(0, 1fr);
  }

  .story-row {
    display: flex;
    gap: 18px;
    margin-left: calc(var(--page-side-space) * -1);
    margin-right: calc(var(--page-side-space) * -1);
    overflow-x: auto;
    overflow-y: visible;
    padding: 8px var(--page-side-space) 18px;
    scroll-padding-inline: var(--page-side-space);
    scroll-snap-type: x mandatory;
    touch-action: pan-x pan-y;
  }

  .story-row .service-card[aria-hidden="true"] {
    display: none;
  }

  .story-row .service-card {
    flex: 0 0 clamp(260px, 78vw, 360px);
    min-width: clamp(260px, 78vw, 360px);
    scroll-snap-align: start;
    width: auto;
  }

  .story-row .service-card:hover {
    transform: none;
  }

  .insurance-hero-image {
    position: relative;
    width: 100%;
  }

  .service-hero-panel,
  .calculator-result {
    position: static;
    width: 100%;
  }

  .service-hero-panel strong {
    white-space: normal;
  }

  .contact-form,
  .damage-form-step[data-damage-step="0"],
  .damage-form-step[data-damage-step="1"],
  .request-form,
  .request-form-step,
  .request-form fieldset,
  .request-page .request-form,
  .request-page .request-form fieldset,
  .request-page .request-form-step[data-request-step="1"] fieldset:nth-child(2),
  .calculator-form fieldset {
    grid-template-columns: minmax(0, 1fr);
  }

  .contact-form label,
  .request-form label,
  .damage-report-form label,
  .calculator-form label {
    min-width: 0;
  }

  .contact-form input,
  .contact-form textarea,
  .request-form input,
  .request-form select,
  .request-form textarea,
  .request-custom-select-button,
  .damage-report-form input,
  .damage-report-form select,
  .damage-report-form textarea,
  .calculator-form input,
  .calculator-form select,
  .calculator-form textarea {
    max-width: 100%;
    min-width: 0;
    width: 100%;
  }

  .damage-wizard-steps,
  .request-wizard-steps,
  .calculator-wizard-steps {
    grid-template-columns: minmax(0, 1fr);
  }

  .request-wizard-steps {
    grid-auto-columns: auto;
    grid-auto-flow: row;
    overflow-x: visible;
  }

  .service-detail-grid,
  .about-principles {
    grid-template-columns: minmax(0, 1fr);
  }

  .about-principles {
    gap: 20px;
  }

  .request-page .request-form-step[data-request-step="2"] fieldset:nth-child(3) {
    grid-template-columns: minmax(0, 1fr);
  }

  .damage-step-actions,
  .request-step-actions,
  .calculator-step-actions {
    align-items: stretch;
    flex-direction: column-reverse;
  }

  .damage-step-actions button,
  .request-step-actions button,
  .calculator-step-actions button,
  .calculator-submit {
    max-width: none;
    width: 100%;
  }

  .request-radio-grid,
  .request-binary-grid,
  .request-check-grid,
  .request-page .request-radio-grid,
  .request-page .request-check-grid {
    grid-template-columns: minmax(0, 1fr);
  }

  .request-claims-list,
  .request-claim-entry,
  .calculator-template-grid,
  .calculator-form,
  .calculator-result,
  .calculator-breakdown,
  .coverage-table-wrap {
    min-width: 0;
    max-width: 100%;
  }

  .site-footer {
    gap: 30px;
  }

  .request-page .request-panel,
  .request-page .request-form,
  .damage-report-panel,
  .damage-wizard-panel,
  .calculator-template,
  .calculator-form,
  .calculator-result {
    border-color: transparent;
    box-shadow: none;
  }
}

@media (max-width: 480px) {
  :root {
    --page-side-space: 16px;
    --hero-top-offset: 124px;
    --hero-lead-gap: 16px;
  }

  .insurance-page {
    padding-top: 110px;
  }

  .site-header {
    border-radius: 8px;
    left: 8px;
    right: 8px;
  }

  .brand {
    font-size: clamp(13px, 4.2vw, 15px);
    gap: 8px;
  }

  .brand small {
    font-size: 8px;
    margin-top: 3px;
  }

  .brand-mark {
    height: 36px;
    width: 36px;
  }

  .header-actions {
    gap: 6px;
  }

  .language-switch,
  .nav-toggle {
    min-height: 36px;
    width: 36px;
  }

  .header-cta {
    min-height: 36px;
    padding-left: 10px;
    padding-right: 10px;
    width: 76px;
  }

  .site-nav {
    top: calc(100% + 8px);
  }

  .site-nav a {
    padding: 12px;
  }

  h1,
  .hero h1,
  .insurance-hero h1,
  .service-hero h1,
  .about-hero h1,
  .request-hero h1 {
    font-size: clamp(36px, 12vw, 48px);
    line-height: 1.04;
  }

  .insurance-hero {
    gap: 18px;
  }

  .about-hero {
    gap: 22px;
  }

  .about-hero-image {
    border-radius: 18px;
    min-height: clamp(190px, 52vw, 250px);
  }

  .insurance-hero h1 {
    font-size: clamp(38px, 11vw, 44px);
  }

  .insurance-hero-copy [data-i18n="insurance-hero-lead"] {
    line-height: 1.42;
    margin-top: 14px;
  }

  .insurance-hero-cta {
    margin-top: 18px;
  }

  .insurance-hero-image {
    min-height: clamp(220px, 38vh, 300px);
  }

  .lead,
  .hero p:not(.eyebrow),
  .insurance-hero-copy [data-i18n="insurance-hero-lead"],
  .service-hero p:not(.eyebrow),
  .about-hero p:not(.eyebrow),
  .request-hero p:not(.eyebrow) {
    font-size: 17px;
  }

  .advice-callout,
  .insurance-next-step,
  .request-panel,
  .damage-wizard-panel,
  .calculator-form,
  .calculator-result,
  .legal-content,
  .service-hero-panel,
  .service-cta,
  .team-member-card {
    border-radius: 8px;
  }

  .advice-callout,
  .insurance-next-step,
  .request-page .request-form,
  .damage-wizard-panel,
  .calculator-form,
  .calculator-result,
  .legal-content,
  .service-hero-panel,
  .service-cta {
    padding: 16px;
  }

  .legal-content {
    padding-left: 14px;
    padding-right: 14px;
  }

  .request-page .request-panel,
  .request-page .request-form,
  .calculator-template,
  .calculator-form,
  .calculator-result {
    border: 0;
    border-radius: 0;
    box-shadow: none;
  }

  .damage-report-panel,
  .damage-wizard-panel {
    border: 0;
    border-radius: 8px;
    box-shadow: none;
  }

  .calculator-template {
    background: transparent;
    margin-top: clamp(24px, 7vw, 42px);
    padding-left: 0;
    padding-right: 0;
  }

  .calculator-template-grid,
  .request-page .request-panel,
  .damage-wizard-panel {
    margin-left: calc(var(--page-side-space) * -1);
    margin-right: calc(var(--page-side-space) * -1);
    width: calc(100% + (var(--page-side-space) * 2));
  }

  .legal-content,
  .legal-content section,
  .legal-content h2,
  .legal-content h3,
  .legal-content p {
    hyphens: manual;
    max-width: 100%;
    overflow-wrap: normal;
  }

  .request-page .request-form fieldset,
  .request-form fieldset {
    padding: 16px;
  }

  .damage-wizard-steps button,
  .request-wizard-steps button,
  .calculator-wizard-steps button {
    justify-content: flex-start;
    min-height: 46px;
    text-align: left;
  }

  .request-wizard-steps {
    grid-auto-columns: auto;
    grid-auto-flow: row;
    overflow-x: visible;
  }

  .damage-call-action,
  .advice-contact,
  .insurance-next-options,
  .service-cta-actions,
  .cookie-banner__actions {
    width: 100%;
  }

  .damage-call-button,
  .service-hero-panel a,
  .service-detail-grid a,
  .service-cta-actions a,
  .cookie-banner button {
    width: 100%;
  }

  .damage-report-section {
    padding-top: 20px;
  }

  .footer-social {
    flex-wrap: wrap;
  }
}

.about-name-grid div,
.about-principles article {
  overflow: hidden;
}

.about-name-grid div::before,
.about-principles article::before {
  border-radius: inherit;
}

.about-name-grid div:hover,
.about-principles article:hover {
  transform: none;
}

@media (min-width: 1051px) {
  .about-name-grid div:hover,
  .about-principles article:hover {
    transform: translateY(-2px);
  }
}

@media (max-width: 1050px) {
  .about-name-grid div:hover,
  .about-principles article:hover {
    transform: none;
  }
}

@media (hover: none), (pointer: coarse) {
  .service-card:hover,
  .insurance-grid .service-card:hover,
  .insurance-grid .service-card:focus-within {
    box-shadow: none;
    transform: none;
  }
}

@media (max-width: 480px) {
  .calculator-page .calculator-template {
    border: 0 !important;
    border-radius: 0 !important;
    box-shadow: none !important;
    padding-left: 0 !important;
    padding-right: 0 !important;
  }

  .calculator-page .calculator-template-grid {
    margin-left: calc(var(--page-side-space) * -1);
    margin-right: calc(var(--page-side-space) * -1);
    max-width: none;
    width: calc(100% + (var(--page-side-space) * 2));
  }
}

@media (max-width: 900px) {
  .site-footer {
    column-gap: clamp(22px, 5vw, 42px);
    grid-template-areas:
      "brand contact"
      "hours resources"
      "social social";
    grid-template-columns: repeat(2, minmax(0, 1fr));
    row-gap: 30px;
  }

  .footer-brand-column {
    grid-area: brand;
  }

  .site-footer > .footer-column:nth-of-type(2) {
    grid-area: contact;
  }

  .site-footer > .footer-column:nth-of-type(3) {
    grid-area: hours;
  }

  .site-footer > .footer-column:nth-of-type(4) {
    grid-area: resources;
  }

  .footer-social {
    grid-area: social;
    justify-content: start;
    place-self: auto;
    width: auto;
  }
}

@media (max-width: 560px) {
  .site-footer {
    grid-template-areas:
      "brand"
      "contact"
      "hours"
      "resources"
      "social";
    grid-template-columns: minmax(0, 1fr);
  }

  .footer-social {
    justify-content: flex-start;
    width: 100%;
  }
}